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An affidavit of title is a legal document that confirms facts about property. Learn how it's commonly used in real estate.THIS AFFIANT, whose address is. The date of the mortgage is the same as this affidavit. True copies of the Certificate of Formation. The following is a complete list of exceptions and additions to any of the above statements. Illinois Housing Development Authority. In other words, an Affidavit of Title is legal proof that a seller owns a property and has the right to sell it to another person. The title certificate is used to transfer ownership from one person to another. EXAMPLE 1: Two single persons are living together and only one is taking title and obtaining the loan.