New Mexico Carta de muestra para el restablecimiento del préstamo - Compromiso de asunto - Sample Letter for Reinstatement of Loan - Compromise of Matter

• Category: Cartas - Préstamos y Préstamos - Reintegros
• State: Multi-State
• Control #: US-0744LTR
• Format: Word

Description

Carta de oferta para restablecer el préstamo para evitar los gastos de litigio. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Officer's Name] [Loan Officer's Title] [Bank or Lending Institution Name] [Bank or Lending Institution's Address] [City, State, ZIP Code] Subject: Reinstatement of Loan — Compromise of Matter Dear [Loan Officer's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss the matter of reinstating my loan and to propose a compromise that I believe will benefit both parties involved. I understand the financial challenges that we currently face, and I am eager to find a resolution that will satisfy both my obligations and your institution's best interests. Firstly, I seek your understanding in explaining the circumstances that led to my current financial situation. Due to unforeseen medical expenses and a sudden job loss, I encountered a severe financial setback that made it impossible for me to continue meeting my loan obligations. However, I have taken proactive steps to improve my financial standing by finding stable employment and reestablishing a consistent source of income. I understand that my failure to fulfill the loan agreement has impacted both parties negatively, and I am truly sorry for any inconvenience this may have caused. It is my firm belief that mutually agreeing on a compromise will not only ensure my reinstatement as a responsible borrower but also demonstrate my commitment to resolving this matter fairly. To that end, I propose the following compromise: 1. Loan Restructuring: I request that the loan be restructured, extending the loan term, and reducing the monthly payment amount to an affordable level. This will enable me to meet my obligations without further financial hardship. 2. Late Fees Waiver: I kindly ask for the waiver of any late fees or penalties that have accrued due to my financial difficulties. This would significantly alleviate the burden and allow me to focus on repaying the loan while avoiding additional financial stress. 3. Interest Rate Adjustment: Considering the circumstances that led to my financial setback, I am humbly requesting an adjustment to the interest rate. Reducing the interest rate would enable me to save and commit more resources towards loan repayment. 4. Revised Payment Schedule: I believe that establishing a revised payment schedule would greatly assist me in managing my financial responsibilities. This would ensure that payments align with my current income and ability to pay, fostering a more sustainable repayment plan. I genuinely value the relationship between your esteemed institution and me, and I am eager to restore our partnership by fulfilling my obligations. I am confident that the proposed compromise will provide both the bank and myself with a fair and equitable solution while mitigating any potential financial risks. Furthermore, I kindly request a prompt review and response to this proposal, as I am eager to address this matter and resume my financial responsibilities. Please find enclosed the necessary supporting documentation, including my updated financial statement, proof of employment, and any other requested documents. Thank you for your patience, understanding, and consideration of my request for reinstatement. I sincerely look forward to working together with you to resolve this matter amicably. Should you have any questions or require further information, please do not hesitate to contact me at the phone number or email address provided above. Yours faithfully, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Officer's Name] [Loan Officer's Title] [Bank or Lending Institution Name] [Bank or Lending Institution's Address] [City, State, ZIP Code] Subject: Reinstatement of Loan — Compromise of Matter Dear [Loan Officer's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss the matter of reinstating my loan and to propose a compromise that I believe will benefit both parties involved. I understand the financial challenges that we currently face, and I am eager to find a resolution that will satisfy both my obligations and your institution's best interests. Firstly, I seek your understanding in explaining the circumstances that led to my current financial situation. Due to unforeseen medical expenses and a sudden job loss, I encountered a severe financial setback that made it impossible for me to continue meeting my loan obligations. However, I have taken proactive steps to improve my financial standing by finding stable employment and reestablishing a consistent source of income. I understand that my failure to fulfill the loan agreement has impacted both parties negatively, and I am truly sorry for any inconvenience this may have caused. It is my firm belief that mutually agreeing on a compromise will not only ensure my reinstatement as a responsible borrower but also demonstrate my commitment to resolving this matter fairly. To that end, I propose the following compromise: 1. Loan Restructuring: I request that the loan be restructured, extending the loan term, and reducing the monthly payment amount to an affordable level. This will enable me to meet my obligations without further financial hardship. 2. Late Fees Waiver: I kindly ask for the waiver of any late fees or penalties that have accrued due to my financial difficulties. This would significantly alleviate the burden and allow me to focus on repaying the loan while avoiding additional financial stress. 3. Interest Rate Adjustment: Considering the circumstances that led to my financial setback, I am humbly requesting an adjustment to the interest rate. Reducing the interest rate would enable me to save and commit more resources towards loan repayment. 4. Revised Payment Schedule: I believe that establishing a revised payment schedule would greatly assist me in managing my financial responsibilities. This would ensure that payments align with my current income and ability to pay, fostering a more sustainable repayment plan. I genuinely value the relationship between your esteemed institution and me, and I am eager to restore our partnership by fulfilling my obligations. I am confident that the proposed compromise will provide both the bank and myself with a fair and equitable solution while mitigating any potential financial risks. Furthermore, I kindly request a prompt review and response to this proposal, as I am eager to address this matter and resume my financial responsibilities. Please find enclosed the necessary supporting documentation, including my updated financial statement, proof of employment, and any other requested documents. Thank you for your patience, understanding, and consideration of my request for reinstatement. I sincerely look forward to working together with you to resolve this matter amicably. Should you have any questions or require further information, please do not hesitate to contact me at the phone number or email address provided above. Yours faithfully, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.