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Oregon Deed of Reconveyance

Deed Of Reconveyance Form

Name: Oregon Deed of Reconveyance
Brand: US Legal Forms
Price: 59.00 USD
Rating: 4.71 (438 reviews)

Category:

Oregon Court Samples - Real Estate - Deeds

State:

Oregon

Control #:

OR-HJ-358-01

Format:

Instant download

This form is available by subscription

Description

Deed of Reconveyance

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FAQ

A mortgage holder issues a deed of reconveyance to indicate that the borrower has been released from the mortgage debt. The deed transfers the property title from the lender, also called the beneficiary, to the borrower. This document is most commonly used when a mortgage has been paid in full.

Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. Typically, the lender will provide you with a copy of the deed of trust after the closing. The original warranty deeds are often mailed to the grantee after they are recorded.

A reconveyance is the official transfer of the property title after the mortgage has been paid in full. The processing time can vary based on the county in which the property is located and can take up to three months. You will need to contact your county for questions on their specific processing time.

Complete the top area of the reconveyance deed. Enter the name of and address of the person who executed the deed of trust, the borrower or debtor. Refer to the original deed of trust for the name spelling. Complete the middle section, the trustee's name and address.

In order to clear the Deed of Trust from the title to the property, a Deed of Reconveyance must be recorded with the Country Recorder or Recorder of Deeds. If the Trustee/Beneficiary fails to record a satisfaction within the set time limits, the Trustee/Beneficiary may be responsible for damages as set out by statute.

The deed must be signed by the party or parties making the conveyance or grant; and 7.

A deed of trust is a method of securing a real estate transaction that includes three parties: a lender, borrower and a third-party trustee.

How do you file a Deed of Reconveyance? A Deed of Reconveyance should be filed with your local county recorder or recorder of deeds once it has been signed by a notary public (such as an attorney). Once the document has been filed, the debt that was registered to the property will be considered paid off.

Some owners are put off using solicitors duke to the deed of trust cost. Individuals can write out their own, and use someone else as a witness. However, this may have errors or not be a legally binding document. The investment of getting a deed of trust when buying a property is often worth it in the long term.

Party information: names and addresses of the trustor(s), trustee(s), beneficiary(ies), and guarantor(s) (if applicable) Property details: full address of the property and its legal description (which can be obtained from the County Recorder's Office)

Is completed and signed by the trustee, whose signature must be notarized. Full Reconveyance form can be purchased at most office supply or stationery stores. Usually the trustee named on your Deed of Trust will also have forms available and will issue the Full Reconveyance.

Deed Of Reconveyance Form

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FAQ

WHO issues a deed of reconveyance?

Who gets the deed after closing?

How long does a reconveyance take?

How do I fill out a full reconveyance form?

How do I record a deed of reconveyance?

Who needs to sign a deed of trust?

Who are the parties in a Deed of Trust transaction?

How do I file reconveyance?

Can I write my own deed of trust?

How do you fill out a deed of trust?

Who would sign a deed of reconveyance?

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