Oregon Insurer Request for Reconsideration is a legal process in which an insurance policyholder can challenge an insurance company's decision to deny or reduce a claim. The policyholder can file a formal request for reconsideration with the insurance company, which will review the case and make a new decision. In Oregon, there are two types of Oregon Insurer Request for Reconsideration: Standard and Expedited. Standard Oregon Insurer Request for Reconsideration is initiated by submitting a written request for reconsideration to the insurer. This request must include an explanation of why the policyholder believes the insurer's decision was wrong, as well as any relevant documentation and supporting evidence. The insurer has sixty days to review the claim and respond. Expedited Oregon Insurer Request for Reconsideration is available in cases where the insurer's decision could have a serious negative impact on the policyholder's health, safety, or financial wellbeing. In these cases, the policyholder can request an expedited review and the insurer must respond to the request within thirty days. In both cases, the insurer may uphold its original decision or revise the decision and offer a different settlement. If the insurer denies the request for reconsideration, the policyholder has the right to appeal the decision in court.