Oregon Sample Letter to Foreclosure Attorney - Fair Debt Collection - Failure to Provide Notice

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0510LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Urgent: Oregon Sample Letter to Foreclosure Attorney — Fair DebCollectionio— - Failure to Provide Notice Dear [Foreclosure Attorney's Name], I hope this letter finds you well. My name is [Your Name], and I am writing to raise a serious concern regarding a recent foreclosure notice I have received from your office. As an Oregon homeowner, I understand the laws and regulations surrounding foreclosure proceedings and the obligations that lenders and their representatives must fulfill. However, upon careful examination of the foreclosure notice, I have discovered a blatant violation of the Fair Debt Collection Practices Act (FD CPA) and the specific laws governing foreclosure in Oregon. It has come to my attention that your office has failed to provide the legally required "Notice of Intent to Foreclose." Under Oregon Revised Statutes [enter specific statute number], it clearly states that prior to initiating any foreclosure proceedings, the lender or their representative must provide the homeowner with a written "Notice of Intent to Foreclose." This notice must contain detailed information regarding the default, the actions required to cure the default, a declaration of the loan balance, and other relevant details. Unfortunately, your office failed to include this crucial notice within the documents I received. This omission not only puts the legitimacy of the foreclosure process into question but also violates my rights as a borrower protected under the FD CPA. Accordingly, I kindly request that you immediately rectify this situation by providing me with the required "Notice of Intent to Foreclose" within ten business days from the date of this letter. Additionally, I urge you to take prompt action to suspend any ongoing foreclosure proceedings until this matter is resolved appropriately. Please consider this letter as a formal notice of your violation and a sincere request to act in compliance with the law. Failure to comply with these legal obligations may result in legal action to protect my rights as a homeowner. To facilitate a smoother resolution, I have also taken the liberty of copying this letter to the Consumer Financial Protection Bureau (CFPB), the Oregon Department of Justice, and my legal counsel. This step ensures that all relevant parties are aware of the situation and can provide appropriate guidance moving forward if necessary. I trust that you will handle this matter with utmost professionalism and urgency, taking into account the serious nature of the violation. I eagerly await your prompt response and the delivery of the required documentation. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]

Subject: Urgent: Oregon Sample Letter to Foreclosure Attorney — Fair DebCollectionio— - Failure to Provide Notice Dear [Foreclosure Attorney's Name], I hope this letter finds you well. My name is [Your Name], and I am writing to raise a serious concern regarding a recent foreclosure notice I have received from your office. As an Oregon homeowner, I understand the laws and regulations surrounding foreclosure proceedings and the obligations that lenders and their representatives must fulfill. However, upon careful examination of the foreclosure notice, I have discovered a blatant violation of the Fair Debt Collection Practices Act (FD CPA) and the specific laws governing foreclosure in Oregon. It has come to my attention that your office has failed to provide the legally required "Notice of Intent to Foreclose." Under Oregon Revised Statutes [enter specific statute number], it clearly states that prior to initiating any foreclosure proceedings, the lender or their representative must provide the homeowner with a written "Notice of Intent to Foreclose." This notice must contain detailed information regarding the default, the actions required to cure the default, a declaration of the loan balance, and other relevant details. Unfortunately, your office failed to include this crucial notice within the documents I received. This omission not only puts the legitimacy of the foreclosure process into question but also violates my rights as a borrower protected under the FD CPA. Accordingly, I kindly request that you immediately rectify this situation by providing me with the required "Notice of Intent to Foreclose" within ten business days from the date of this letter. Additionally, I urge you to take prompt action to suspend any ongoing foreclosure proceedings until this matter is resolved appropriately. Please consider this letter as a formal notice of your violation and a sincere request to act in compliance with the law. Failure to comply with these legal obligations may result in legal action to protect my rights as a homeowner. To facilitate a smoother resolution, I have also taken the liberty of copying this letter to the Consumer Financial Protection Bureau (CFPB), the Oregon Department of Justice, and my legal counsel. This step ensures that all relevant parties are aware of the situation and can provide appropriate guidance moving forward if necessary. I trust that you will handle this matter with utmost professionalism and urgency, taking into account the serious nature of the violation. I eagerly await your prompt response and the delivery of the required documentation. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]