[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Position] [Company Name] [Company Address] [City, State, ZIP] Subject: Request for Payment — Credit Line Exceeded Dear [Recipient's Name], I hope this letter finds you well. I am writing to discuss a matter of utmost importance regarding my credit line with [Company Name]. I regret to inform you that my credit line has been exceeded, and I kindly request your immediate attention and resolution to this matter. As a valued customer of [Company Name], I have always strived to maintain a timely payment record and honorable financial standing. However, due to unforeseen circumstances and unexpected expenses, I have encountered financial difficulties that have led to exceeding my credit line. I understand the financial obligations and responsibilities that come with using credit, and I take full accountability for exceeding my credit limit. I sincerely apologize for any inconvenience and assure you that this incident is an exception rather than the norm. Furthermore, I am confident that this situation can be rectified promptly with your understanding and cooperation. Hence, I kindly request the following steps to resolve the issue: 1. Credit Line Increase: Please consider increasing my credit line to accommodate the current outstanding balance and future transactions. This would provide me with the necessary flexibility to manage my financial obligations adequately. 2. Repayment Plan: I would like to propose a mutually agreed-upon repayment plan to clear the exceeded credit amount effectively. This plan could involve spreading the outstanding balance over a set period or making larger monthly payments until the debt is fully settled. 3. Waiving Over limit Fees: Given my long-standing relationship with [Company Name] and my dedication to resolving this matter promptly, I humbly request that any over limit fees associated with exceeding my credit line be waived as an act of goodwill. I genuinely value the services and products provided by [Company Name], and I am committed to maintaining a positive business relationship. I assure you that once this matter is resolved, I will diligently take the necessary precautions to prevent similar incidents from occurring in the future. Furthermore, I kindly request your immediate attention to this matter as it directly impacts my financial stability. Furthermore, I believe that by addressing this situation promptly and amicably, we can find a mutually satisfactory solution. It would be greatly appreciated if you could contact me at your earliest convenience to discuss the steps forward and seek a resolution. I can be reached at [Phone Number] or via email at [Email Address]. Thank you for your understanding and cooperation. I look forward to your prompt response. Sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.