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Through COBRA, individuals pay the entire monthly premium plus a two percent administrative fee, and may be able to remain insured with their health plan for up to 18, 29, or 36 months. All COBRA benefit questions should be directed to Benefits Administration at 615.741. 3590 or 800.253. 9981.

You may be able to keep your job-based health plan through COBRA continuation coverage. COBRA coverage lets you pay to stay on your job-based health insurance for a limited time after your job ends (usually 18 months). You usually pay the full premium yourself, plus a small administrative fee.

Initial COBRA Notice. Date of Notice: Notice of Rights Under COBRA. The COBRA statute requires that continuation coverage be offered to covered employees and their covered dependents in order to continue their State-sponsored health/dental/vision benefit(s) in the event coverage is lost due to certain qualifying events

Generous Time to Enroll. You have 60 days to enroll in COBRA once your employer-sponsored benefits end. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended. You will receive a notice from your employer with information about deadlines for enrollment.

COBRA Qualifying Event Notice The employer must notify the plan if the qualifying event is: Termination or reduction in hours of employment of the covered employee, ? Death of the covered employee, ? Covered employee becoming entitled to Medicare, or ? Employer bankruptcy.

COBRA coverage follows a "qualifying event". An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.

How long does it take for COBRA to kick in? With all paperwork properly submitted, your COBRA coverage should begin on the first day of your qualifying event (for example, the first day you are no longer with your employer), ensuring no gaps in your coverage.

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Instructions: To elect COBRA continuation coverage, complete this Election Form and return it to us. You will receive a notice from your employer with information about deadlines for enrollment.Long-Term Coverage is Available. The general notice describes general COBRA rights and employee obligations. If so, they must issue COBRA notices directly, and the employer then has the complete 44day period to issue the COBRA election notice. Where do I get the COBRA election form to complete? My employer says I need to send in soon. How can you elect COBRA continuation coverage? A model form of the letter that all employees must receive either from their employer or from the benefit plan administrator of their benefit plans. To elect continuation coverage, you must complete and return the enclosed Continuation Coverage Election.

Tennessee Cobra Notice

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