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33. I. El aseguramiento de las Administraciones Públicas: datos empíricos y normativos. En el presente artículo el autor.Big data: cómo la tecnología está transformando las empresas. Aborda aspectos determinantes como son: "concepto de accidente" o "hecho de la circulación", "vehículo a motor", "responsabilidad por riesgo", "conductor" y. II. Una distinción necesaria: producto inseguro, inidóneo y peligroso.