A Commercial Account Analysis Form is a document used by financial institutions to assess the creditworthiness of a commercial client. The form typically requires a detailed financial history and credit report of the business in order to analyze its risk profile. It can also include information such as length of time in business, assets, income, and liabilities. Financial institutions use Commercial Account Analysis Forms to identify potential red flags such as past bankruptcies or negative financial trends. There are two types of Commercial Account Analysis Forms: Internal Forms and External Forms. Internal Forms are used by financial institutions to assess the creditworthiness of existing commercial clients. They may include a review of a business’s financial history and credit report, as well as other information such as debt-to-equity ratio and accounts receivable. External Forms are used by financial institutions to assess the creditworthiness of new commercial clients. These forms may also include information such as a business’s financial history and credit report, as well as length of time in business, assets, income, and liabilities.