Virgin Islands Segundo aviso al cobrador de declaraciones falsas o engañosas en las actividades de cobro: falta de divulgación al deudor en una comunicación posterior de que la carta solicitando información sobre la supuesta deuda era de un cobrador - Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector

• Category: Cobros - Ley de Prácticas Justas de Deuda - Avisos
• State: Multi-State
• Control #: US-DCPA-19.2BG
• Format: Word

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector . . . ."

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.