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The bottom line is that debtors merely need to provide the necessary information on payments as opposed to the actual pay stubs themselves. L. No. 107–347, the payment advices should be redacted before they are filed.As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act. The California Department of Real Estate has published this booklet in response to an apparent need for information concerning disclosures. Travel Forms, Resources, and Regulations. Gather and complete (if applicable) the information required to submit your travel voucher. 12. It can be sent with a letter to your creditors to make repayment offers or to ask for a break from repayments (a moratorium) during a difficult time. Under Virginia law, clerks cannot give legal advice, answer legal questions or give advice on how to fill out the forms listed below. The whole of the payment is exempt income.