[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Request for Payment — Credit Line Exceeded Dear [Recipient's Name], I hope this letter finds you well. I am writing to discuss the current situation regarding my credit line with [Bank/Financial Institution]. I have been a loyal customer of [Bank/Financial Institution] for [number of years/months] and have always maintained a good credit history. Recently, I have noticed that my credit line has been exceeded due to an unexpected financial setback. I understand the importance of managing credit responsibly and fully acknowledge my responsibility for ensuring that my credit limit is not surpassed. Unfortunately, unforeseen circumstances beyond my control have led to this temporary breach. I would like to request your understanding and assistance in resolving this matter promptly. I am committed to remedying this situation by making the necessary payment as soon as possible to bring my account back within the allowed credit limit. Furthermore, I kindly request your cooperation in waiving any potential fees or penalties associated with this incident. Additionally, I would appreciate it if you could provide me with a revised payment arrangement plan to allow me to gradually bring my account back to good standing. I am confident that with an extended payment term, I will be able to settle the outstanding balance without causing any further inconvenience to either party. To demonstrate my willingness to resolve this matter, I have attached a detailed proposal outlining my proposed payment plan, which takes into consideration my current financial circumstances while ensuring that payments are made as agreed. I kindly request your careful review and approval of this proposed plan. I value my relationship with [Bank/Financial Institution], and I am eager to rectify this situation promptly. Furthermore, I kindly request your understanding and positive consideration in this matter. If you require any further information or documentation from me, please feel free to contact me at the earliest convenience. Thank you for your attention to this matter. I eagerly await your response and a prompt resolution to this credit line exceeded issue. I am confident that together we can reach a mutually agreeable solution. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.