Pearland Texas Writ of Garnishment is a legal procedure used to collect debts owed by individuals or businesses in Pearland, Texas. It is typically initiated by a creditor (plaintiff) who has obtained a judgment against the debtor (defendant) and needs to recover the owed amount. The Pearland Texas Writ of Garnishment allows the creditor to seize a portion of the debtor's wages, bank accounts, or other assets in order to satisfy the debt. This means that the debtor's employer or financial institution is legally required to withhold a specific amount from the debtor's income or freeze their bank account until the debt is paid off. There are different types of Pearland Texas Writ of Garnishment, including: 1. Wage Garnishment: This type of garnishment allows the creditor to deduct a percentage of the debtor's wages directly from their employer. The employer is required to comply with the garnishment order and regularly send payments to the creditor until the debt is satisfied. 2. Bank Account Garnishment: With this type of garnishment, the creditor can freeze the debtor's bank account and withdraw funds to repay the debt. The financial institution must comply with the garnishment order and release the frozen funds to the creditor. 3. Property Garnishment: In some cases, the creditor can seize the debtor's property, such as vehicles or real estate, to satisfy the debt. The garnished property is typically sold at auction, and the proceeds go towards repaying the creditor. It is important to note that Pearland Texas Writ of Garnishment is subject to certain exemptions and limitations. For example, certain types of income, such as Social Security or retirement benefits, may be protected from garnishment. Additionally, there are limits on how much can be garnished from an individual's wages. If you receive a Pearland Texas Writ of Garnishment, it is crucial to seek legal advice to understand your rights and options. An attorney can help you navigate the garnishment process, explore possible exemptions, and potentially negotiate a settlement with the creditor.