[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Loan Officer's Name] [Loan Officer's Title] [Bank's Name] [Bank's Address] [City, State, Zip Code] Subject: Request for Reinstatement of Loan Account Dear [Loan Officer's Name], I hope this letter finds you in good health and high spirits. I am writing to request the reinstatement of my loan account with [Bank's Name]. I understand that my loan account has been marked delinquent due to non-payment. However, I assure you that this unfortunate situation has occurred due to unforeseen circumstances, and I am committed to rectifying it promptly. To provide you with some background context, I am a resident of [Chicago, Illinois], and I have been a loyal customer of [Bank's Name] since [year]. I have maintained a good credit score and history with the bank, ensuring timely payments for all my previous loans. Unfortunately, due to sudden medical expenses and an unexpected job loss, I faced financial challenges that resulted in my inability to make payments on my loan account. I sincerely apologize for any inconvenience caused to the bank due to my non-payment and assure you that I am actively seeking means to improve my financial situation. I have recently secured a new employment, which will allow me to resume regular payments commencing [date]. Enclosed, you will find supporting documents pertaining to my new employment agreement, pay stubs, and a detailed repayment plan. Given my commitment towards rectifying this situation, I kindly request your understanding and consideration in reinstating my loan account. I understand that there may be penalties and fees associated with the delinquency of my account, and I am willing to discuss the possibility of a revised repayment plan to accommodate these additional charges. I am confident that with your assistance, I will be able to reinstate my loan account and reestablish my credibility as a responsible borrower. Additionally, I would appreciate the opportunity to discuss this matter further with you in person or over the phone. This would allow us to address any concerns or queries you may have regarding my request for reinstatement. Please do not hesitate to contact me at your convenience through the contact details provided above. Thank you for your time and anticipated cooperation. I am grateful for the services [Bank's Name] has provided me over the years and genuinely hope to continue our mutually beneficial relationship. I eagerly await your favorable response and look forward to resolving this matter promptly. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.