Dear [Receiver's Name], I hope this letter finds you in good health and high spirits. I am writing to sincerely apologize for the inconvenience caused by the non-sufficient funds (NSF) check that I issued to you. I deeply regret the inconvenience caused to you and any financial loss you may have experienced as a result. First and foremost, I take full responsibility for the oversight which led to this situation. I understand that it is my duty as an account holder to ensure that sufficient funds are available to cover all checks issued. Unfortunately, due to an unexpected delay in the clearance of some funds, my account balance was insufficient at the time your check was presented for payment. Wayne, Michigan, where I reside, is a thriving suburban community known for its friendly residents and beautiful landscapes. Known as the "Gateway to Metro Detroit," Wayne offers a diverse range of amenities and is home to numerous parks, schools, and community organizations. As a resident of Wayne, I am committed to upholding the values of honesty and integrity that our community holds dear. Therefore, I felt it necessary to reach out and personally offer my most sincere apologies for any inconvenience caused. To rectify this situation promptly, I have taken the necessary steps to ensure that sufficient funds are now available in my account. I have also notified my bank to prevent any further NSF incidents in the future. I assure you that this was an isolated incident and does not reflect my usual financial practices. Furthermore, I would be more than willing to cover any charges or penalties incurred as a result of this NSF check. Please provide me with the necessary information, such as the amount owed and any associated fees, so that I can promptly address this matter. Rest assured, I am fully committed to resolving this issue to your complete satisfaction. Once again, I sincerely apologize for any inconvenience or frustration this may have caused you. I value our business relationship and assure you that this incident does not reflect my usual financial practices. I hope that you can find it in your heart to accept my apology and grant me the opportunity to make it right. Thank you for your understanding, and I look forward to your response. Please do not hesitate to reach out to me at [Your Contact Information], should you have any further questions or concerns. Sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.