Alameda California Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• County: Alameda
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free credit report in accordance with the Fair Credit Reporting Act, Section 612, which states that individuals are entitled to a free credit report if they have been denied credit based on information from a credit bureau. I recently applied for credit and was informed that my application was denied due to information from your credit bureau. To aid you in processing my request effectively, please find the necessary information below: 1. Full Name: [Your Full Name] 2. Current Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your DOB] 5. Phone Number: [Your Phone Number] 6. Email Address: [Your Email Address] Additionally, please provide me with the following information related to the denial of credit on which the decision was based: 1. Name of the Creditor: [Name of the Creditor] 2. Date of the Credit Application: [Date of the Credit Application] 3. Reason for Denial: [Reason for Denial] I would appreciate it if you could promptly send me a copy of my credit report that includes all the information held by your credit bureau. Kindly ensure that the report contains details on the specific factors that contributed to the denial of credit, as well as any other relevant information that may affect my creditworthiness. Furthermore, I would like to highlight that under the Fair Credit Reporting Act, I am also entitled to receive the names and contact information of any credit reporting agencies that have provided you with information regarding my credit history. If there are any such agencies, please provide their details in your response. I look forward to receiving my credit report within the time frame mandated by the Fair Credit Reporting Act, which is usually 30 days from the date of this letter. Please send the report to the address mentioned above. If there are any fees associated with the request, kindly inform me in advance. Thank you for your prompt attention to this matter. I trust that you will investigate and rectify any incorrect or incomplete information that may have led to the denial of credit. Your cooperation and assistance in this regard are greatly appreciated. Sincerely, [Your Name] [Your Signature] Keywords: Alameda California, sample letter, request for free credit report, denial of credit, Fair Credit Reporting Act, credit bureau, information, denied credit, processing request, full name, current address, social security number, date of birth, phone number, email address, creditor, credit application, reason for denial, creditworthiness, credit report, credit history, credit reporting agencies, fees, investigation, incorrect information, incomplete information, cooperation, assistance.

[Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free credit report in accordance with the Fair Credit Reporting Act, Section 612, which states that individuals are entitled to a free credit report if they have been denied credit based on information from a credit bureau. I recently applied for credit and was informed that my application was denied due to information from your credit bureau. To aid you in processing my request effectively, please find the necessary information below: 1. Full Name: [Your Full Name] 2. Current Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your DOB] 5. Phone Number: [Your Phone Number] 6. Email Address: [Your Email Address] Additionally, please provide me with the following information related to the denial of credit on which the decision was based: 1. Name of the Creditor: [Name of the Creditor] 2. Date of the Credit Application: [Date of the Credit Application] 3. Reason for Denial: [Reason for Denial] I would appreciate it if you could promptly send me a copy of my credit report that includes all the information held by your credit bureau. Kindly ensure that the report contains details on the specific factors that contributed to the denial of credit, as well as any other relevant information that may affect my creditworthiness. Furthermore, I would like to highlight that under the Fair Credit Reporting Act, I am also entitled to receive the names and contact information of any credit reporting agencies that have provided you with information regarding my credit history. If there are any such agencies, please provide their details in your response. I look forward to receiving my credit report within the time frame mandated by the Fair Credit Reporting Act, which is usually 30 days from the date of this letter. Please send the report to the address mentioned above. If there are any fees associated with the request, kindly inform me in advance. Thank you for your prompt attention to this matter. I trust that you will investigate and rectify any incorrect or incomplete information that may have led to the denial of credit. Your cooperation and assistance in this regard are greatly appreciated. Sincerely, [Your Name] [Your Signature] Keywords: Alameda California, sample letter, request for free credit report, denial of credit, Fair Credit Reporting Act, credit bureau, information, denied credit, processing request, full name, current address, social security number, date of birth, phone number, email address, creditor, credit application, reason for denial, creditworthiness, credit report, credit history, credit reporting agencies, fees, investigation, incorrect information, incomplete information, cooperation, assistance.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.