Contra Costa California Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• County: Contra Costa
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address Line 1] [Address Line 2] [City, State, ZIP] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report, as I recently applied for credit and my application was denied. According to the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report from the credit reporting agency that was used by the creditor in making their decision. I recently applied for credit with [Creditor's Name], and was notified about the denial of my credit application. As a result, I believe it is essential to review my credit report to understand the factors that contributed to this decision. Please provide me with a complete and detailed copy of my credit report within the timeframe specified by the FCRA, which is typically 30 days from the date of denial of credit. In addition, I request that you include a list of the credit bureau's name and contact information that was used by [Creditor's Name] to obtain the information for evaluating my creditworthiness. To verify my identity and expedite the process, I have enclosed the following documents along with this letter: 1. A copy of my government-issued identification card (e.g., driver's license, passport) 2. Proof of my current address (e.g., utility bill, bank statement) Please ensure that all personal information on my credit report is accurate and up-to-date. In case any discrepancies or errors are found, I kindly request that you take immediate action to correct them in line with the FCRA guidelines. If there is any fee associated with obtaining my credit report, kindly inform me in advance. I may be reached via the contact information provided above. Thank you for your prompt attention to this matter. I look forward to receiving my credit report promptly from your agency. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address Line 1] [Address Line 2] [City, State, ZIP] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report, as I recently applied for credit and my application was denied. According to the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report from the credit reporting agency that was used by the creditor in making their decision. I recently applied for credit with [Creditor's Name], and was notified about the denial of my credit application. As a result, I believe it is essential to review my credit report to understand the factors that contributed to this decision. Please provide me with a complete and detailed copy of my credit report within the timeframe specified by the FCRA, which is typically 30 days from the date of denial of credit. In addition, I request that you include a list of the credit bureau's name and contact information that was used by [Creditor's Name] to obtain the information for evaluating my creditworthiness. To verify my identity and expedite the process, I have enclosed the following documents along with this letter: 1. A copy of my government-issued identification card (e.g., driver's license, passport) 2. Proof of my current address (e.g., utility bill, bank statement) Please ensure that all personal information on my credit report is accurate and up-to-date. In case any discrepancies or errors are found, I kindly request that you take immediate action to correct them in line with the FCRA guidelines. If there is any fee associated with obtaining my credit report, kindly inform me in advance. I may be reached via the contact information provided above. Thank you for your prompt attention to this matter. I look forward to receiving my credit report promptly from your agency. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.