Fairfax Virginia Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• County: Fairfax
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Based on Denial of Credit Dear [Credit Bureau's Name], I hope this letter finds you in good health. I am writing to request a free copy of my credit report, as required under the Fair Credit Reporting Act (FCRA). I recently received a notice of denial of credit, and I believe it is essential to review my credit report to ensure its accuracy and address any discrepancies that may have led to the denial. My personal information is as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] In accordance with the FCRA, I kindly request that you provide me with a free copy of my credit report from all three major credit bureaus: Equifax, Experian, and TransUnion. It is vital for me to receive reports from all three bureaus to ensure a comprehensive understanding of my credit history. Please include the following information in the credit reports: 1. All trade lines, including open and closed accounts. 2. Account details, including the dates the accounts were opened and closed, credit limits, and current balances. 3. Payment history, including any missed or late payments. 4. Public records, such as bankruptcies, judgments, or tax liens. 5. Inquiries made by creditors or lenders. I understand that the FCRA grants me the right to obtain this information free of charge within 60 days from the date of the denial notice. Therefore, I kindly request that you provide me with the credit reports as soon as possible. If there are any charges associated with this request, please notify me in writing before proceeding. I appreciate your prompt attention to this matter. Should you require any additional information or documentation, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your understanding and cooperation in this matter. I look forward to receiving the requested credit reports promptly. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Based on Denial of Credit Dear [Credit Bureau's Name], I hope this letter finds you in good health. I am writing to request a free copy of my credit report, as required under the Fair Credit Reporting Act (FCRA). I recently received a notice of denial of credit, and I believe it is essential to review my credit report to ensure its accuracy and address any discrepancies that may have led to the denial. My personal information is as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] In accordance with the FCRA, I kindly request that you provide me with a free copy of my credit report from all three major credit bureaus: Equifax, Experian, and TransUnion. It is vital for me to receive reports from all three bureaus to ensure a comprehensive understanding of my credit history. Please include the following information in the credit reports: 1. All trade lines, including open and closed accounts. 2. Account details, including the dates the accounts were opened and closed, credit limits, and current balances. 3. Payment history, including any missed or late payments. 4. Public records, such as bankruptcies, judgments, or tax liens. 5. Inquiries made by creditors or lenders. I understand that the FCRA grants me the right to obtain this information free of charge within 60 days from the date of the denial notice. Therefore, I kindly request that you provide me with the credit reports as soon as possible. If there are any charges associated with this request, please notify me in writing before proceeding. I appreciate your prompt attention to this matter. Should you require any additional information or documentation, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your understanding and cooperation in this matter. I look forward to receiving the requested credit reports promptly. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.