Houston Texas Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• City: Houston
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. [Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, Zip] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to formally request a free copy of my credit report from your agency, as provided under the Fair Credit Reporting Act (FCRA), Section 612. I recently applied for credit and to my surprise, my application was denied. I believe that the decision may have been based on inaccurate information contained within my credit report. Furthermore, I kindly request that you provide me with a complete copy of my credit report, including all information held by you regarding my personal credit history. This includes any records, inquiries, and details of any negative or adverse information on my credit file. Please note that my personal information is as follows: Full Name: John Doe Date of Birth: MM/DD/YYY Social Security Number: XXX-XX-XXXX Current Address: [Your Current Address] In accordance with the FCRA, I would also like to receive a list of all creditors or lenders who have recently accessed my credit report. This will enable me to verify the accuracy of the information provided by these entities. I kindly request that you provide the requested credit report within the timeline prescribed by law, which is typically 30 days from the receipt of this letter. If you need any additional information or documentation to process this request, please let me know as soon as possible. In the event that my request is denied or any information on my credit report is found to be inaccurate or incomplete, I expect you to provide me with written notice explaining the reason for the denial or any actions you have taken. This will allow me to take appropriate steps to rectify any inaccuracies and correct my credit history. I would like to express my gratitude for your prompt attention to this matter. Please send the requested credit report to the address provided above or via email to [Your Email Address]. If you have any questions or require further information, I am available at [Your Phone Number] or [Your Email Address]. Thank you for your time and assistance. I look forward to your prompt response. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, Zip] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to formally request a free copy of my credit report from your agency, as provided under the Fair Credit Reporting Act (FCRA), Section 612. I recently applied for credit and to my surprise, my application was denied. I believe that the decision may have been based on inaccurate information contained within my credit report. Furthermore, I kindly request that you provide me with a complete copy of my credit report, including all information held by you regarding my personal credit history. This includes any records, inquiries, and details of any negative or adverse information on my credit file. Please note that my personal information is as follows: Full Name: John Doe Date of Birth: MM/DD/YYY Social Security Number: XXX-XX-XXXX Current Address: [Your Current Address] In accordance with the FCRA, I would also like to receive a list of all creditors or lenders who have recently accessed my credit report. This will enable me to verify the accuracy of the information provided by these entities. I kindly request that you provide the requested credit report within the timeline prescribed by law, which is typically 30 days from the receipt of this letter. If you need any additional information or documentation to process this request, please let me know as soon as possible. In the event that my request is denied or any information on my credit report is found to be inaccurate or incomplete, I expect you to provide me with written notice explaining the reason for the denial or any actions you have taken. This will allow me to take appropriate steps to rectify any inaccuracies and correct my credit history. I would like to express my gratitude for your prompt attention to this matter. Please send the requested credit report to the address provided above or via email to [Your Email Address]. If you have any questions or require further information, I am available at [Your Phone Number] or [Your Email Address]. Thank you for your time and assistance. I look forward to your prompt response. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.