Phoenix Arizona Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• City: Phoenix
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis.

Subject: Requesting a Free Credit Report Following Credit Denial [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Attention: Consumer Relations Department Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report in accordance with my rights under the Fair Credit Reporting Act (FCRA), as I have recently been denied credit. I understand that you are required to provide me with a copy of my credit report within 60 days of receiving this request. In the present case, I applied for credit with [Name of Lender/Financial Institution] on [Date of Application], and my application was subsequently denied based on information contained in my credit report. As such, I am entitled to receive a free credit report from your agency. To facilitate the process, I have provided the necessary information below: 1. Full Name: [Your Full Name, including any aliases or maiden names] 2. Social Security Number: [Your Social Security Number] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Addresses (past two years): [List all previous addresses within the last 24 months] 6. Contact Phone Number: [Your Contact Phone Number] 7. Email Address: [Your Email Address] Additionally, I have attached a copy of the denial of credit received from [Name of Lender/Financial Institution] for your reference. The letter clearly specifies the basis for denial and includes the lender's contact information. Please note, it is crucial that the credit report includes all relevant information, such as account history, payment records, past and current balances, and any public records that could have influenced the lender's decision. I kindly request that the report not be aggregated or summarized as per the FCRA regulations. As regulated by the FCRA, I expect to receive the credit report within the federally mandated 60-day period. If, for any reason, you are unable to fulfill my request, please notify me immediately in writing, providing a detailed explanation and informing me of my next steps. Thank you for your attention to this matter. Please confirm receipt of this request in writing and provide me with a direct contact information for any further correspondence regarding my credit report. Sincerely, [Your Full Name] [Your Signature] Enclosures: 1. Copy of denial of credit letter from [Name of Lender/Financial Institution] 2. Copy of identification documents (optional) Keywords: Phoenix Arizona, sample letter, request, free credit report, denial of credit, Fair Credit Reporting Act (FCRA), credit bureau, consumer relations, credit denial, loan denial, credit history, credit application, creditworthiness, credit report request letter.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.