San Antonio Texas Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• City: San Antonio
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. Subject: Request for Free Credit Report based on Denial of Credit in San Antonio, Texas [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing this letter to request a free copy of my credit report, as I have recently been denied credit. I reside in San Antonio, Texas and I believe that reviewing my credit report will help me understand the reasons behind this denial and provide me with an opportunity to rectify any errors or discrepancies. Please find below my personal information for your reference: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] The denial of credit occurred on [Date of Denial] for the following transaction: — Type of credit applied for: [e.g., Mortgage, Auto Loan, Credit Card, etc.] — Name of the creditor: [Creditor's Name] — Reason(s) provided for the denial (if applicable): [Reason(s) for Denial] According to the Fair Credit Reporting Act (FCRA), I have the right to request a free copy of my credit report within 60 days of receiving notice of the denial of credit. To assist you in identifying my request, please find the supporting documents enclosed with this letter: 1. Copy of the denial of credit letter received from [Creditor's Name] 2. Copy of my government-issued identification (e.g., driver's license, passport) I kindly request that you promptly provide me with a complete copy of my credit report from all three major credit bureaus — Equifax, Experian, and TransUnion. Please ensure that the reports include all relevant personal and account information, along with any derogatory remarks or adverse records that may have contributed to my denial of credit. If there are any fees associated with obtaining my credit report, please inform me in advance. However, please note that as per the FCRA, I am entitled to a free credit report under these circumstances. I understand that upon reviewing my credit report, if I find any inaccuracies or discrepancies, I have the right to dispute the information and request appropriate corrections. I greatly appreciate your assistance in providing me with this valuable document, which will enable me to make informed decisions regarding my financial well-being. Thank you for your attention to this matter. I look forward to receiving my credit report at the earliest convenience. Should you require any additional information or documentation, please feel free to contact me via the provided contact details. Sincerely, [Your Name]

Subject: Request for Free Credit Report based on Denial of Credit in San Antonio, Texas [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report based on Denial of Credit Dear Sir/Madam, I am writing this letter to request a free copy of my credit report, as I have recently been denied credit. I reside in San Antonio, Texas and I believe that reviewing my credit report will help me understand the reasons behind this denial and provide me with an opportunity to rectify any errors or discrepancies. Please find below my personal information for your reference: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] The denial of credit occurred on [Date of Denial] for the following transaction: — Type of credit applied for: [e.g., Mortgage, Auto Loan, Credit Card, etc.] — Name of the creditor: [Creditor's Name] — Reason(s) provided for the denial (if applicable): [Reason(s) for Denial] According to the Fair Credit Reporting Act (FCRA), I have the right to request a free copy of my credit report within 60 days of receiving notice of the denial of credit. To assist you in identifying my request, please find the supporting documents enclosed with this letter: 1. Copy of the denial of credit letter received from [Creditor's Name] 2. Copy of my government-issued identification (e.g., driver's license, passport) I kindly request that you promptly provide me with a complete copy of my credit report from all three major credit bureaus — Equifax, Experian, and TransUnion. Please ensure that the reports include all relevant personal and account information, along with any derogatory remarks or adverse records that may have contributed to my denial of credit. If there are any fees associated with obtaining my credit report, please inform me in advance. However, please note that as per the FCRA, I am entitled to a free credit report under these circumstances. I understand that upon reviewing my credit report, if I find any inaccuracies or discrepancies, I have the right to dispute the information and request appropriate corrections. I greatly appreciate your assistance in providing me with this valuable document, which will enable me to make informed decisions regarding my financial well-being. Thank you for your attention to this matter. I look forward to receiving my credit report at the earliest convenience. Should you require any additional information or documentation, please feel free to contact me via the provided contact details. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.