Suffolk New York Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• County: Suffolk
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. Dear [Credit Bureau], I am writing to request a free copy of my credit report, as I recently received a denial of credit based on the information contained in the report. I understand that under the Fair Credit Reporting Act, I am entitled to a free report within 60 days of receiving an adverse action notice. As a resident of Suffolk, New York, I am seeking to better understand the factors that contributed to the denial of credit. Please provide me with a detailed copy of my credit report, including all the information from each of the three major credit bureaus: Equifax, Experian, and TransUnion. I have enclosed the following information to assist you in processing my request: 1. Full name: [Your Full Name] 2. Current address: [Your Full Address] 3. Social Security Number: [Your SSN] 4. Date of birth: [Your Date of Birth] I kindly request that you promptly investigate the information on my credit report and provide me with a written explanation of any negative items that influenced the denial of credit. Moreover, if there are any inaccurate or incomplete entries, I urge you to correct them in accordance with the Fair Credit Reporting Act. Additionally, as this denial of credit affects my financial standing and future credit opportunities, I would appreciate it if you could provide me with the contact information for the creditor who supplied the adverse information. This will allow me to rectify any issues directly with them and address any discrepancies present in their records. I would like to emphasize that obtaining my credit report is of utmost importance to me, and I kindly request your timely assistance in providing me with the necessary information and investigation results. Please be aware that any delay in fulfilling this request might hinder my ability to take appropriate action regarding my credit situation. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report as soon as possible. Sincerely, [Your Name] [Your Contact Information]

Dear [Credit Bureau], I am writing to request a free copy of my credit report, as I recently received a denial of credit based on the information contained in the report. I understand that under the Fair Credit Reporting Act, I am entitled to a free report within 60 days of receiving an adverse action notice. As a resident of Suffolk, New York, I am seeking to better understand the factors that contributed to the denial of credit. Please provide me with a detailed copy of my credit report, including all the information from each of the three major credit bureaus: Equifax, Experian, and TransUnion. I have enclosed the following information to assist you in processing my request: 1. Full name: [Your Full Name] 2. Current address: [Your Full Address] 3. Social Security Number: [Your SSN] 4. Date of birth: [Your Date of Birth] I kindly request that you promptly investigate the information on my credit report and provide me with a written explanation of any negative items that influenced the denial of credit. Moreover, if there are any inaccurate or incomplete entries, I urge you to correct them in accordance with the Fair Credit Reporting Act. Additionally, as this denial of credit affects my financial standing and future credit opportunities, I would appreciate it if you could provide me with the contact information for the creditor who supplied the adverse information. This will allow me to rectify any issues directly with them and address any discrepancies present in their records. I would like to emphasize that obtaining my credit report is of utmost importance to me, and I kindly request your timely assistance in providing me with the necessary information and investigation results. Please be aware that any delay in fulfilling this request might hinder my ability to take appropriate action regarding my credit situation. Thank you for your prompt attention to this matter. I look forward to receiving the requested credit report as soon as possible. Sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.