Wake North Carolina Modelo de carta de solicitud de informe de crédito gratuito basado en la denegación de crédito - Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• County: Wake
• Control #: US-0095LR
• Format: Word

Description

Carta solicitando reporte de crédito gratis. Subject: Wake North Carolina Sample Letter for Request for Free Credit Report Based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, ZIP] Dear Sir/Madam, Re: Request for Free Credit Report Based on Denial of Credit I hope this letter finds you well. I am writing to request a free copy of my credit report from [Credit Bureau's Name] based on the recent denial of credit that I received from a relevant lender. As an informed consumer, I am exercising my rights under the Fair Credit Reporting Act (FCRA), which grants me access to a free credit report within 60 days of receiving a denial notice. I recently applied for credit with [Lender's Name] on [Date of Application], and unfortunately, my request was denied based on the information provided by [Credit Bureau's Name]. According to the FCRA, I have the right to understand the factors that led to my denied credit application and review the accuracy of the information contained in my credit report. With the aforementioned information in mind, I kindly request that you provide me with a complete copy of my credit report, including any information furnished by the lender who denied my application. This will enable me to thoroughly review the report and address any errors, omissions, or misunderstandings that might have influenced the lender's decision. To verify my identity and facilitate the process, I have provided the following details: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your SSN— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I would appreciate it if you could expedite my request and provide the requested credit report within the legally mandated timeframe of 30 days. Please use the enclosed prepaid envelope to send the report to the address mentioned above or email it to [Your Email Address] for added convenience. Should you find any inaccuracies or incomplete information, I kindly request that you investigate these matters under the FCRA's guidelines and take necessary actions to rectify them. Additionally, I request that you inform me of any actions taken or changes made to my credit report as a result of this dispute. Thank you for your prompt attention to this matter. If you require any additional information or documentation to process my request, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. I look forward to your timely response and cooperation in resolving this matter. Sincerely, [Your Name]

Subject: Wake North Carolina Sample Letter for Request for Free Credit Report Based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, ZIP] Dear Sir/Madam, Re: Request for Free Credit Report Based on Denial of Credit I hope this letter finds you well. I am writing to request a free copy of my credit report from [Credit Bureau's Name] based on the recent denial of credit that I received from a relevant lender. As an informed consumer, I am exercising my rights under the Fair Credit Reporting Act (FCRA), which grants me access to a free credit report within 60 days of receiving a denial notice. I recently applied for credit with [Lender's Name] on [Date of Application], and unfortunately, my request was denied based on the information provided by [Credit Bureau's Name]. According to the FCRA, I have the right to understand the factors that led to my denied credit application and review the accuracy of the information contained in my credit report. With the aforementioned information in mind, I kindly request that you provide me with a complete copy of my credit report, including any information furnished by the lender who denied my application. This will enable me to thoroughly review the report and address any errors, omissions, or misunderstandings that might have influenced the lender's decision. To verify my identity and facilitate the process, I have provided the following details: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your SSN— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I would appreciate it if you could expedite my request and provide the requested credit report within the legally mandated timeframe of 30 days. Please use the enclosed prepaid envelope to send the report to the address mentioned above or email it to [Your Email Address] for added convenience. Should you find any inaccuracies or incomplete information, I kindly request that you investigate these matters under the FCRA's guidelines and take necessary actions to rectify them. Additionally, I request that you inform me of any actions taken or changes made to my credit report as a result of this dispute. Thank you for your prompt attention to this matter. If you require any additional information or documentation to process my request, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. I look forward to your timely response and cooperation in resolving this matter. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.