Dear [Credit Reporting Agency], I am writing to request a free credit report, as allowed by federal law under the Fair Credit Reporting Act (FCRA). I have recently become aware of the importance of regularly monitoring my credit history and I believe that obtaining a free copy of my credit report will provide me with valuable insights into my financial standing. According to federal law, I am entitled to receive one free credit report from each of the three major credit reporting agencies — Equifax, Experian, and TransUnion – every 12 months. Therefore, I kindly request that you provide me with a complimentary copy of my credit report from each of these agencies. In order to assist you with this request, I have provided all the necessary information below: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your Social Security Number] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Addresses (if applicable): [List any previous addresses] Please note that I understand the importance of safeguarding my personal information and request that you treat this request with utmost confidentiality. As per federal law, I expect to receive the requested credit reports within a reasonable timeframe. If there are any fees associated with this request, please inform me in advance. Furthermore, if any additional information is required to expedite the process, please do not hesitate to contact me at the phone number or email address provided below. Thank you for your time and attention to this matter. I look forward to receiving the requested credit reports and reviewing my credit history. Sincerely, [Your Name] [Your Contact Information: Phone Number, Email Address]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.