Subject: Broward, Florida — Sample Letter for Requesting a Free Credit Report as Per Federal Law Dear [Credit Reporting Agency], I hope this letter finds you well. I am writing to formally request a complimentary copy of my credit report, as allowed by the federal law, under the Fair Credit Reporting Act (FCRA). My personal details are as follows: Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] According to the FCRA, Section 612, I am entitled to receive a free credit report once every twelve months from each of the nationwide credit reporting agencies. As a resident of Broward County, Florida, I am eager to exercise this right and would greatly appreciate your cooperation in providing me with the necessary information. Kindly ensure that my credit report includes details from all three major credit reporting bureaus, namely: 1. Equifax 2. Experian 3. TransUnion I request that you provide me with a consolidated credit report, encompassing information from all three agencies. By doing so, I can ensure accuracy across all my credit profiles and maintain a comprehensive understanding of my credit history. Please send the requested credit report securely to my mailing address mentioned above. If you find it more convenient, you may also email it to me at [Your Email Address]. However, I ask that you take adequate precautions to safeguard the confidentiality of my personal information and ensure the protection of my privacy. As mandated by law, I expect to receive the requested credit report within 30 days from the date of this letter. Kindly note that any attempts to charge me for this service or provide me with a truncated or incomplete report would be in violation of the FCRA, and I will not hesitate to report such misconduct to the appropriate authorities. I appreciate your attention to this matter and your compliance with federal regulations. Should you require any additional information or documentation to process my request, please do not hesitate to contact me at your earliest convenience. Thank you for your prompt assistance. I look forward to receiving my credit report and reviewing the information therein. Sincerely, [Your Full Name] [Your Signature] [Date]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.