Subject: Request for Free Credit Report in Compliance with Federal Law — Collin, Texas Sample Letter Dear [Credit Bureau Name], I am writing this letter to request a free credit report, as provided by the federal law, for my personal use. As a responsible individual residing in Collin, Texas, I would be grateful for your assistance in ensuring my credit information is accurate and up-to-date. In accordance with the Fair Credit Reporting Act (FCRA), Section 612, I am entitled to one free credit report annually from each of the major credit bureaus — Equifax, Experian, and TransUnion. Due to the importance of monitoring my credit history, I kindly request you to furnish me with a comprehensive report from each of these credit reporting agencies. To aid in the process, I have provided the necessary details below: Full Name: [Your Full Name] Address: [Your Full Address] City/State/ZIP: [City], [State], [ZIP Code] Social Security Number: [Your SSN] Please ensure that the credit reports contain all available information, including credit accounts, payment history, and any derogatory entries. It is crucial to have the complete portrayal of my creditworthiness to effectively manage my financial affairs. As per the requirements of FCRA Section 611, I understand that I may need to provide proof of identification and address verification, if requested. Please inform me of any additional documents necessary for processing my request. In compliance with the federal law, I kindly ask for the credit reports to be mailed to the address provided above within the legally mandated timeframe of 15 business days. By receiving these reports, I will be able to review and dispute any discrepancies, if applicable, preserving the accuracy and integrity of my creditworthiness. I appreciate your attention to this matter and your compliance with the federal guidelines regarding free credit reports. If there are any fees associated with the requested service, please inform me in advance to avoid any misunderstandings. Thank you for your prompt assistance in promptly fulfilling this request. Please contact me at the phone number or email address provided below if any further information or clarification is required. Yours sincerely, [Your Name] [Your Contact Number] [Your Email Address]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.