Cuyahoga Ohio Ejemplo de carta de solicitud de informe de crédito gratuito permitido por la ley federal - Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Cartas - No legales - Solicitudes
• State: Multi-State
• County: Cuyahoga
• Control #: US-0098LR
• Format: Word

Description

Carta solicitando reporte de crédito. Subject: Request for Free Credit Report — Complying with Federal Law Dear [Credit Reporting Agency], I am writing to formally request my free credit report, as allowed by the Federal Law under the Fair Credit Reporting Act (FCRA), Section 612. As a resident of Cuyahoga County, Ohio, I am entitled to receive this report every 12 months from each of the nationwide credit reporting agencies, namely Equifax, Experian, and TransUnion. Below, you will find the necessary information for processing my request: Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Address: [Your Current Address] Phone Number: [Your Contact Number] Email Address: [Your Email] Please understand that this request is solely based on my right as a consumer under the FCRA, and I intend to utilize this opportunity to review the accuracy of the information in my credit report. This report plays a vital role in determining my eligibility for credit, insurance, employment, and rental housing, hence its significance cannot be overstated. In accordance with the law, I kindly request that you provide the credit report for free. I am aware that some companies offer free credit monitoring services but require payment for the actual report. However, I would like to take advantage of the legally binding provision that allows me to receive the report without any cost. Moreover, please note that I am specifically interested in receiving separate reports from each of the three aforementioned credit reporting agencies. This is to ensure that I have a comprehensive overview of my credit history and can identify any discrepancies or potential fraud across all platforms. I understand that you may require additional information to process my request, as well as a copy of a government-issued identification card and proof of address. Please let me know if you require any such documents, and I will promptly provide them to expedite the process. Lastly, I kindly request that you provide the credit reports in a structured and easy-to-understand format. Ensuring the accuracy and completeness of the information provided will be greatly appreciated. Thank you for your prompt attention to this matter. Per the FCRA, I expect to receive the requested reports within the timeframe of 30 calendar days from the date of this letter. Should there be any complications or delays, please notify me immediately. I look forward to reviewing my credit reports and taking necessary actions in light of the obtained information. Your cooperation in fulfilling this legally mandated request is sincerely appreciated. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number]

Subject: Request for Free Credit Report — Complying with Federal Law Dear [Credit Reporting Agency], I am writing to formally request my free credit report, as allowed by the Federal Law under the Fair Credit Reporting Act (FCRA), Section 612. As a resident of Cuyahoga County, Ohio, I am entitled to receive this report every 12 months from each of the nationwide credit reporting agencies, namely Equifax, Experian, and TransUnion. Below, you will find the necessary information for processing my request: Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Address: [Your Current Address] Phone Number: [Your Contact Number] Email Address: [Your Email] Please understand that this request is solely based on my right as a consumer under the FCRA, and I intend to utilize this opportunity to review the accuracy of the information in my credit report. This report plays a vital role in determining my eligibility for credit, insurance, employment, and rental housing, hence its significance cannot be overstated. In accordance with the law, I kindly request that you provide the credit report for free. I am aware that some companies offer free credit monitoring services but require payment for the actual report. However, I would like to take advantage of the legally binding provision that allows me to receive the report without any cost. Moreover, please note that I am specifically interested in receiving separate reports from each of the three aforementioned credit reporting agencies. This is to ensure that I have a comprehensive overview of my credit history and can identify any discrepancies or potential fraud across all platforms. I understand that you may require additional information to process my request, as well as a copy of a government-issued identification card and proof of address. Please let me know if you require any such documents, and I will promptly provide them to expedite the process. Lastly, I kindly request that you provide the credit reports in a structured and easy-to-understand format. Ensuring the accuracy and completeness of the information provided will be greatly appreciated. Thank you for your prompt attention to this matter. Per the FCRA, I expect to receive the requested reports within the timeframe of 30 calendar days from the date of this letter. Should there be any complications or delays, please notify me immediately. I look forward to reviewing my credit reports and taking necessary actions in light of the obtained information. Your cooperation in fulfilling this legally mandated request is sincerely appreciated. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.