Subject: Request for Free Credit Report Allowed by Federal Law in Fulton, Georgia Dear [Credit Reporting Agency's Name], I hope this letter finds you in good health and high spirits. I am writing to request a free credit report, as allowed by the federal law, specifically the Fair Credit Reporting Act (FCRA). I reside in Fulton, Georgia, and I firmly believe in exercising my rights to obtain accurate information about my credit history. As a responsible consumer, I understand the importance of monitoring my credit report to ensure its accuracy and guard against any potential fraud or identity theft. The FCRA enables individuals to request a free credit report once every twelve months from each of the three major credit reporting agencies, namely Experian, Equifax, and TransUnion. Therefore, I kindly request a copy of my credit report from your agency, and I emphasize that this should be in accordance with the federal law. For your convenience, I have enclosed the necessary information to process my request promptly: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address, if you resided at a different location within the past two years] I understand that receiving my credit report via mail may take some time, but I am willing to wait patiently for its arrival. Please ensure that the report is comprehensively detailed, including information such as my credit accounts, payment history, public records, and any other relevant records that might contribute to my credit profile. In case additional verification or documentation is required, please let me know promptly, providing clear instructions on the steps necessary to complete the process successfully. Moreover, I would appreciate it if you could inform me of the estimated timeframe in which I can expect to receive my credit report. I must highlight that under the FCRA, credit reporting agencies are obligated to provide accurate and up-to-date information. Therefore, it is essential to verify that all information included in the credit report reflects my financial history precisely. If any inaccuracies or incomplete details are discovered, I request that you promptly undertake investigations to rectify them. Thank you in advance for your prompt attention to this matter. Your cooperation is crucial in ensuring transparency and maintaining the integrity of the credit reporting system. I look forward to receiving my free credit report within the stipulated time frame. Should you have any questions or require any further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Sincerely, [Your Full Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.