[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Name of Credit Reporting Agency] [Agency Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I hope this letter finds you in good health and high spirits. I am writing to request my free credit report as stipulated by federal law, specifically under the Fair Credit Reporting Act (FCRA). As a resident of Mecklenburg County, North Carolina, I am exercising my rights and am entitled to receive a free copy of my credit report from your agency. Mecklenburg County, located in the beautiful state of North Carolina, is home to various vibrant communities, such as Charlotte, Davidson, Cornelius, Huntersville, Matthews, Mint Hill, and Pineville. In order to facilitate this request, I have included the necessary details as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Email Address: [Your Email Address] Please ensure that the credit report includes information from all three major credit reporting agencies, namely Equifax, Experian, and TransUnion. As per federal law, I am eligible to receive one free credit report every 12 months from each of these agencies. Kindly expedite this request and send the credit report to the address provided above within the prescribed time frame of 30 days, as mandated by the FCRA. Your prompt attention to this matter will be greatly appreciated. Furthermore, I would be grateful if you could also provide guidance on interpreting the credit report and resolving any potential errors or inaccuracies that it may contain. As a responsible consumer, I am committed to understanding and improving my credit standing, and any assistance in this matter would be truly valuable. Thank you for your understanding and cooperation. If you require any additional information or documentation, please do not hesitate to contact me using the information provided above. I look forward to receiving the requested credit report in due course. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.