Subject: Request for Free Credit Report: Nassau, New York — Sample Letter Allowed by Federal Law Dear [Credit Reporting Agency's Name], I am writing to request the provision of my free credit report, authorized by the Federal Fair Credit Reporting Act (FCRA) Section 609. As a resident of Nassau, New York, I am well aware of my rights as a consumer and I believe it is essential to review my credit history periodically for accuracy and identity protection. I kindly request that you provide me with a detailed credit report containing all information pertinent to my credit activities. The report should include, but not be limited to, the following details: 1. Personal Information: — Full Nam— - Current and Previous Addresses — Social SecuritNumberbe— - Date of Birth 2. Credit Accounts: — Credit card accounts (both open and closed) — Mortgage account— - Auto loans and leases — Student loan— - Personal loans - Any other credit accounts associated with my name 3. Public Records: — Bankruptcies (if applicable— - Tax liens — Judgments or civil court orders 4. Credit Inquiries: — List of entities or individuals who have requested my credit report — Date and purpose of each credit inquiry 5. Collection Accounts: — Any outstanding debts that have been sent to collection agencies 6. Account Status and Payment History: — Current status of eacaccountun— - Payment history and patterns (late payments, defaults, etc.) 7. Dispute and Fraudulent Activity: — Any disputes and investigation results — Any instances of fraudulent activity or identity theft Please ensure that all sections of the credit report are properly organized and clearly labeled for easy comprehension. According to the FCRA, I am entitled to a free credit report once every 12 months. Therefore, I kindly request that you furnish this information within the statutory 30-day timeframe. As indicated by the FCRA, please send the credit report to the following address: [Your Full Name] [Your Address] [City, State, Zip Code] I appreciate your prompt attention to this matter and look forward to receiving the requested credit report. If you have any questions or require any further information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Full Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.