Charlotte North Carolina Contrato de arrendamiento o alquiler de bienes muebles de cualquier tipo con opción a compra y propiedad de bienes muebles - Arrendamiento o alquiler con opción a compra - Lease or Rental Agreement of Personal Property of any Type with Option to Purchase and Own Personal Property - Lease or Rent to Own

State:
Multi-State
City:
Charlotte
Control #:
US-01307BG
Format:
Word
Instant download

Description

The following lease agreement form is meant to be used by one individual dealing with another individual or a commercial transaction between non-consumers. It therefore does not contain disclosures required by the Federal Consumer Leasing Act.

The Federal Consumer Leasing Act, which is part of the Truth in Lending Act, applies to any lease of consumer goods for more than four months in which the total contractual obligation does not exceed $25,000. (It does not apply to leases of real estate.) This law requires the lessor (the owner of the auto you lease, for example) to disclose information before you sign the lease. Among the most important items are

" the capitalized cost -- that is, the cost of the goods being leased (the capitalized cost is negotiable to the same extent that the price of goods is negotiable if you were buying them instead of leasing them);
" the total amount of any initial payment you are required to pay;
" the number and amounts of monthly payments;
" the total amount for fees, such as license fees and taxes;
" any penalty for default or late payments;
" the annual mileage allowance and the extra charges involved if you exceed that allowance;
" whether you can end the lease early, and the method of computing the charge if you do so;
" whether you can purchase the auto at the end of the lease and for what price;
" any liability that you may have for the difference between the estimated value of the auto and its market value at the time you end the lease; and
" any extra payment that you must make at the end of the lease.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
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Charlotte North Carolina Contrato de arrendamiento o alquiler de bienes muebles de cualquier tipo con opción a compra y propiedad de bienes muebles - Arrendamiento o alquiler con opción a compra