Santa Clara California Carta que le informa al cobrador de deudas que no se comunique con el deudor en el lugar de trabajo del deudor - Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment

State:
Multi-State
County:
Santa Clara
Control #:
US-01428BG
Format:
Word
Instant download

Description

The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a debt such as threatening violence, use of obscene or profane language, publishing lists of debtors who refuse to pay debts, or even harassing a debtor by repeatedly calling the debtor on the phone. This Act sets forth strict rules regarding communicating with the debtor.


The collector is restricted in the type of contact he can make with the debtor. He can't contact the debtor before 8:00 a.m. or after 9:00 p.m. He can contact the debtor at home, but cannot contact the debtor at the debtor's club or church or at a school meeting of some sort. The debtor cannot be contacted at work if his employer objects.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
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FAQ

Si te rehusas a contestar las llamadas o no atiendes los avisos que te dejan, los despachos lo tomaran como una negativa de pago.

¿Que tiene que decirme el cobrador de deudas sobre la deuda? Un cobrador tiene que darle informacion de validacion sobre la deuda, ya sea durante su primera llamada de telefono o por escrito dentro de los cinco dias siguientes a la fecha en que se comunico con usted por primera vez.

Cuando un cobrador de deudas le contacte, averigue lo siguiente: La identidad del cobrador de deudas, incluyendo: nombre, direccion y telefono. El monto de la deuda, incluyendo cualquier tarifa como intereses, o costos de cobranza. Para que y cuando fue contraida la deuda.

Buenos dias XXX, A pesar de mi mensaje anterior del dia XXX y salvo error por mi parte, sigo sin recibir el pago de la factura XXX con fecha XXX e importe XXX que adjunto en copia. Espero un pago inmediato. De no ser asi, tendre que tomar medidas formales para ejercer mi derecho al cobro.

Si usted le debe dinero a alguien y no lo paga, el acreedor lo puede demandar. Si un acreedor lo demanda y gana, la corte registrara un fallo (tambien llamado una orden) en su contra que dice que usted debe pagar la deuda. Sin embargo, si su dinero y sus bienes estan protegidos, sus acreedores no podran quitarselos.

Como responder a un cobrador de deudas Identidad del cobrador de deudas, incluyendo nombre, direccion y numero de telefono. El monto de la deuda, incluyendo los honorarios tales como intereses o costos de cobranza. Para que es la deuda y cuando se contrajo la deuda. El nombre del acreedor original.

8 maneras de tratar con los cobradores de deudas 8 maneras de tratar con los cobradores de deudas.Validar y verificar.Disputar.Enviar una carta de cese y desistimiento.Compruebe el estatuto de limitaciones.Presentar quejas.Revise su seguro medico.Llegar al proveedor original.

Los despachos de cobranza no tienen permitido realizar amenazas ni dirigirse a los deudores de forma agresiva. Tampoco tienen autorizacion para presentarse a nombre de instituciones publicas ni usar nombres o papeleria que pueda insinuarlo. Una deuda civil no puede llevarte a la carcel.

Como responder a un cobrador de deudas Identidad del cobrador de deudas, incluyendo nombre, direccion y numero de telefono. El monto de la deuda, incluyendo los honorarios tales como intereses o costos de cobranza. Para que es la deuda y cuando se contrajo la deuda.

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Send an overdue payment reminder. The County of Santa Clara Department of Revenue (DOR) could make it easier for debtors to make payments, thus potentially increasing net revenue receipts.This area and do not support LLLTs completing garnishments. Win court judgments against people, even those who do not owe the debt. Into being considered a debt collector. Electronic collections system, and they employ a variety of methods to collect on these debts.

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Santa Clara California Carta que le informa al cobrador de deudas que no se comunique con el deudor en el lugar de trabajo del deudor