Subject: Sacramento California Sample Letter for Disputed Balance Notice Dear [Recipient's Name], I am writing to formally dispute the balance shown on my recent statement, dated [date]. I have carefully reviewed the charges listed on the statement, and I have reason to believe that there are erroneous or unauthorized charges present. The purpose of this letter is to bring this matter to your attention and request a thorough investigation into these discrepancies. As a resident of Sacramento, California, I trust that you are aware of the importance of consumer rights and fair business practices. It is crucial that every customer ensure the accuracy of the charges levied against them. In light of this, I kindly request that you promptly address this dispute and take the necessary steps to rectify the balance on my account. Upon reviewing my records, I noticed the following discrepancies or unauthorized charges: 1. [Describe the first discrepancy/charge here. Provide any relevant details, such as dates, amounts, and any supporting documentation or evidence.] 2. [Describe the second discrepancy/charge here. Provide any relevant details, such as dates, amounts, and any supporting documentation or evidence.] 3. [Describe the third discrepancy/charge here. Provide any relevant details, such as dates, amounts, and any supporting documentation or evidence.] I have attached copies of documents that support my claim, including [list relevant attachments, such as receipts, invoices, or any other evidence]. These documents serve as substantial evidence to support my dispute. In accordance with the Fair Credit Billing Act, I kindly request that you carry out a comprehensive investigation into the disputed charges within 30 days of receiving this letter. During this period, I expect that you will cease any collection activities related to the disputed amount. Additionally, I request that you send me a written acknowledgement of receipt of this letter within five business days. Should the investigation verify the inaccuracies or unauthorized charges, I ask that you rectify the account balance and provide me with an immediate written explanation of the adjustments made. Conversely, if the investigation concludes that the charges were accurate and authorized, I kindly request that you provide me with a detailed written explanation as to why the disputed amount is valid. Please be advised that should this dispute not be resolved satisfactorily, I may have no choice but to escalate the matter to the appropriate regulatory authorities, such as the California Department of Consumer Affairs. I trust that such measures can be avoided through open communication and a fair resolution. I appreciate your prompt attention to this matter and look forward to your timely response. Please send all correspondence regarding this dispute to my mailing address listed below or via email at [your email address]. Thank you for your cooperation. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] --- Different types of Sacramento California Sample Letter for Disputed Balance Notice may include: 1. Sacramento California Sample Letter for Disputed Credit Card Balance Notice 2. Sacramento California Sample Letter for Disputed Utility Bill Balance Notice 3. Sacramento California Sample Letter for Disputed Loan Balance Notice 4. Sacramento California Sample Letter for Disputed Medical Bill Balance Notice 5. Sacramento California Sample Letter for Disputed Rental Balance Notice.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.