Oakland Michigan Ejemplo de carta por información errónea en el informe de crédito - Sample Letter for Erroneous Information on Credit Report

• Category: Letras - No Legales - Crédito
• State: Multi-State
• County: Oakland
• Control #: US-0162LR
• Format: Word

Description

Carta a buró de crédito sobre información errónea contenida en reporte.

Subject: Request to Correct Erroneous Information on Credit Report — Oakland, Michigan [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Re: Dispute of Erroneous Information on Credit Report — Account [Account Number] Dear [Credit Bureau Name], I am writing to dispute and request the immediate correction of inaccurate information appearing on my credit report, specifically regarding my residential address in Oakland, Michigan. The information in question is negatively impacting my creditworthiness and overall financial well-being. I have carefully reviewed my credit report obtained from your agency, and unfortunately, I have identified an item that is erroneously reported. According to the credit report, my current address is listed as [Incorrect Address], which is incorrect and misleading. I want to clarify that my accurate residential address in Oakland, Michigan is as follows: [Your Correct Address] [City, State, ZIP Code] I hereby request that you promptly investigate this matter and update your records accordingly. Please ensure that my credit report accurately reflects the correct address in Oakland, Michigan. This correction is crucial to maintaining the integrity of my credit history and ensuring fair and accurate assessment by lenders, landlords, and other credit-granting entities. Enclosed with this letter are copies of the following documents for your reference and verification: 1. Proof of Address: [Attach documentary evidence of your accurate Oakland, Michigan address, such as a utility bill, bank statement, or a copy of your driver's license with the updated address] I kindly request that you investigate this matter within the timelines set forth by the Fair Credit Reporting Act (FCRA) and notify me in writing of the results. If any additional information is required to complete the investigation, please inform me promptly, allowing me ample time to provide the requested documentation. Under the FCRA, I also request a copy of my updated credit report reflecting the corrected address, to be sent to the address provided above. Furthermore, as per my rights under the FCRA, I expect that you promptly notify all creditors and data furnishes who have received the erroneous information and update them with the correct address associated with my account. I am confident that you will handle this matter efficiently and effectively, ensuring the correction of this inaccurate information on my credit report. Your cooperation is greatly appreciated. Thank you for your immediate attention to this matter, and I look forward to your prompt response. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.