Phoenix Arizona Ejemplo de carta de compromiso sobre una deuda - Sample Letter for Compromise on a Debt

• Category: Cartas - No legales - Cobranzas
• State: Multi-State
• City: Phoenix
• Control #: US-0163LR
• Format: Word

Description

Carta en busca de compromiso por parte del deudor sobre una deuda en particular. Dear [Creditor's Name], I am writing to you today to discuss the possibility of reaching a compromise on the outstanding debt I owe to [Name of Creditor]. As a resident of Phoenix, Arizona, I understand the importance of fulfilling my financial obligations and taking responsibility for my debts. Phoenix is the vibrant capital city of Arizona, known for its rich history, diverse culture, and stunning landscapes. It is home to a thriving economy, numerous businesses, and hardworking individuals like myself. Unfortunately, due to unforeseen circumstances, I have found myself facing financial hardship, which has made it challenging for me to meet all of my financial obligations. I want to assure you that I am determined to resolve this debt and regain my financial stability. However, requesting a compromise on this debt is crucial for me to accomplish that goal. By reaching a fair and feasible agreement, we can both benefit from a resolution that is mutually beneficial. I also believe that negotiation is a more favorable option than pursuing legal actions, as it can save both parties time, money, and unnecessary stress. I value the relationship we have had thus far and hope to maintain a positive professional association with your esteemed institution. Furthermore, I propose the following terms for the compromise of this debt: 1. Reduced Outstanding Balance: I humbly request a reduction in the total amount owed. While understanding that the full debt cannot be entirely waived, a reduction would greatly alleviate my financial burden. 2. Lump Sum Settlement: As an alternative to the full amount, I propose paying a lump sum settlement that is lower than the outstanding balance. This lump sum payment would enable me to resolve the debt promptly. 3. Extended Repayment Plan: If a lump sum payment is not possible, I kindly request your consideration for an extended repayment plan. This arrangement would allow me to make affordable monthly payments until the debt is fully settled. 4. Elimination of Interest and Penalties: To facilitate the repayment process, I suggest eliminating any accrued interest, late fees, or penalties associated with this debt, highlighting the willingness to take responsibility for the principal amount only. I understand that compromising on a debt is a mutual decision, and I hope these proposed terms demonstrate my sincerity in resolving this matter. I am committed to negotiating in good faith and maintaining a constructive dialogue to reach an agreement that is acceptable to both parties. Moreover, please note that I am willing to provide any necessary financial documentation, such as bank statements, income statements, or supporting letters, to further support my current financial situation and strengthen the case for compromise. I kindly ask for your prompt attention and consideration regarding this matter. I believe that by working together and reaching a compromise, we can find a reasonable solution that will satisfy all parties involved. Thank you for your understanding and cooperation. I look forward to your response. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number]

Dear [Creditor's Name], I am writing to you today to discuss the possibility of reaching a compromise on the outstanding debt I owe to [Name of Creditor]. As a resident of Phoenix, Arizona, I understand the importance of fulfilling my financial obligations and taking responsibility for my debts. Phoenix is the vibrant capital city of Arizona, known for its rich history, diverse culture, and stunning landscapes. It is home to a thriving economy, numerous businesses, and hardworking individuals like myself. Unfortunately, due to unforeseen circumstances, I have found myself facing financial hardship, which has made it challenging for me to meet all of my financial obligations. I want to assure you that I am determined to resolve this debt and regain my financial stability. However, requesting a compromise on this debt is crucial for me to accomplish that goal. By reaching a fair and feasible agreement, we can both benefit from a resolution that is mutually beneficial. I also believe that negotiation is a more favorable option than pursuing legal actions, as it can save both parties time, money, and unnecessary stress. I value the relationship we have had thus far and hope to maintain a positive professional association with your esteemed institution. Furthermore, I propose the following terms for the compromise of this debt: 1. Reduced Outstanding Balance: I humbly request a reduction in the total amount owed. While understanding that the full debt cannot be entirely waived, a reduction would greatly alleviate my financial burden. 2. Lump Sum Settlement: As an alternative to the full amount, I propose paying a lump sum settlement that is lower than the outstanding balance. This lump sum payment would enable me to resolve the debt promptly. 3. Extended Repayment Plan: If a lump sum payment is not possible, I kindly request your consideration for an extended repayment plan. This arrangement would allow me to make affordable monthly payments until the debt is fully settled. 4. Elimination of Interest and Penalties: To facilitate the repayment process, I suggest eliminating any accrued interest, late fees, or penalties associated with this debt, highlighting the willingness to take responsibility for the principal amount only. I understand that compromising on a debt is a mutual decision, and I hope these proposed terms demonstrate my sincerity in resolving this matter. I am committed to negotiating in good faith and maintaining a constructive dialogue to reach an agreement that is acceptable to both parties. Moreover, please note that I am willing to provide any necessary financial documentation, such as bank statements, income statements, or supporting letters, to further support my current financial situation and strengthen the case for compromise. I kindly ask for your prompt attention and consideration regarding this matter. I believe that by working together and reaching a compromise, we can find a reasonable solution that will satisfy all parties involved. Thank you for your understanding and cooperation. I look forward to your response. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.