Dear [Creditor's Name], I hope this letter finds you in good health. I am writing to discuss possible options to address my outstanding debt with [Company Name]. Due to unforeseen circumstances, I am currently facing financial difficulties and would like to propose a compromise on my debt. Salt Lake City, Utah, as one of the largest cities in the state and the capital, is home to a diverse range of individuals and businesses. It is known for its stunning natural beauty, world-class ski resorts, and a thriving economy. However, despite the city's economic prosperity, many residents, including myself, sometimes find themselves in situations where they struggle to manage their finances. Recognizing the importance of resolving my outstanding debt, I am committed to finding a reasonable solution that benefits both parties involved. Therefore, I kindly request your cooperation in considering a compromise on the debt owed to [Company Name]. This would enable me to repay a portion of the outstanding balance, alleviating some financial burden I currently face. By agreeing to a compromise, we can avoid any further legal actions or complications associated with the debt. I assure you that I am committed to fulfilling my financial obligations and regaining full control of my finances. However, without a reasonable compromise, it will be challenging for me to achieve this goal and make progress in a timely manner. I propose a compromise solution in the form of a lump sum payment or a series of smaller payments, based on what you determine to be an acceptable resolution. I understand that my proposed compromise may not fully satisfy the debt, but I believe it is a fair and realistic offer given my current financial situation. To provide you with more context regarding my financial situation, I have attached all relevant supporting documents, including bank statements, pay stubs, and any other relevant information you may require. These documents demonstrate the extent of my financial difficulties and my willingness to cooperate in resolving this matter. I genuinely appreciate your understanding and consideration in evaluating my proposal. I kindly request that you respond to this letter in writing within [specify a reasonable time frame] to indicate your agreement or to provide your counterproposal. If we can reach an amicable compromise, I will ensure that the agreed-upon amount is paid in a timely fashion. This will not only allow me to fulfill my financial responsibilities but will also help to preserve my credit score and maintain a positive relationship with your esteemed organization. Thank you for your attention to this matter. I am confident that we can come to a reasonable resolution and move forward in a mutually beneficial manner. Your cooperation and understanding during this challenging time are greatly appreciated. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.