Dear [Customer], I regret to inform you that your recent application for an individual charge account with our company has been denied. After thorough review and evaluation of your application, we have determined that we are unable to open a charge account for you at this time. Houston is the most populous city in the state of Texas and is located in Harris County. It is a vibrant and diverse city known for its booming economy, world-class medical center, thriving arts scene, and extensive dining options. Houston is also home to numerous Fortune 500 companies, making it a major business hub and a hotspot for job opportunities. Our decision to decline your charge account application is not a reflection of your creditworthiness or personal character. We understand that financial circumstances can change, and we strive to work with our valued customers to accommodate their needs whenever possible. However, in this particular instance, we are unable to extend the requested credit to you. Please understand that we have taken into consideration many factors, including credit history, payment patterns, outstanding debts, and other relevant information that affects the ability to manage an individual charge account. While we are unable to disclose specific details regarding our decision-making process, rest assured that our evaluation was conducted with integrity and thoroughness. We strongly encourage you to review your credit history and financial standing to identify any areas of improvement. Improving your credit score, paying off outstanding debts, or resolving any past credit issues can significantly enhance your chances of being approved for future credit applications. We appreciate your interest in establishing an individual charge account with us and value your patronage. We would be more than happy to assist you with any other inquiries or explore alternative options that may be available to you. Feel free to reach out to our customer service representatives, who are ready to address any further questions or concerns you may have. Thank you for your understanding and cooperation. We hope for your continued support and look forward to serving you in the future. Sincerely, [Your Name] [Your Title/Position] [Company Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.