Dear [Customer's Name], We regret to inform you that your application for an individual charge account has been denied. After careful review of your financial history and creditworthiness, we regret to inform you that we are unable to approve your request at this time. Montgomery, Maryland, is a vibrant and diverse city located in the heart of Montgomery County. With a population of over 100,000 residents, Montgomery offers a wide range of opportunities for work, leisure, and education. Home to numerous parks, recreational facilities, and community centers, Montgomery provides ample opportunities for outdoor activities and a healthy lifestyle. The city boasts a strong education system, with top-rated schools and colleges that strive to provide quality education to every student. Montgomery is also known for its excellent healthcare facilities, offering residents access to top-notch medical care. The city's vibrant cultural scene is another noteworthy aspect. Montgomery hosts various festivals, art exhibitions, and live performances throughout the year, showcasing the diverse talents of its residents. Furthermore, the city's historic downtown district is a treasure trove of boutique shops, restaurants, and entertainment venues, providing a unique experience to both residents and visitors. Montgomery is conveniently located near major transportation networks, making it easily accessible for commuters. The city's proximity to Washington, D.C., allows residents to enjoy the benefits of big-city life while still enjoying a suburban atmosphere. From world-class museums and historical landmarks to a bustling nightlife and culinary scene, there is always something exciting to do for everyone. Although we understand the disappointment that may come with the denial of your individual charge account, we assure you that this decision was made based strictly on a thorough assessment of your financial history and creditworthiness. We remain committed to maintaining the utmost integrity in our credit evaluation process and carefully consider each application to ensure the financial well-being of both our customers and our institution. If you have any questions regarding this decision or would like further clarification, please do not hesitate to contact our customer service team. We are ready to assist you in any way we can. Once again, we sincerely apologize for any inconvenience caused, and thank you for considering our institution for your financial needs. Sincerely, [Your Name] [Your Title] [Your Institution]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.