[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP Code] Subject: Denial of Individual Charge Account Application Dear [Recipient's Name], I am writing regarding my recent application for an individual charge account with your esteemed organization. It is with regret that I must inform you that my application has been denied. The purpose of this letter is to request an explanation for the denial and to explore any possible avenues for reconsideration. I have been a resident of Orange, California for [number of years], and I am familiar with the local merchants, including your establishment. As a loyal customer, I was looking forward to the convenience and benefits of having an individual charge account with your company. To ensure my eligibility for the account, I have always maintained a favorable credit history and have a credit score of [credit score]. However, upon reviewing the letter I received stating the denial of my application, I noticed that no specific reasons were provided for this decision. I kindly request that you provide me with the specific grounds on which my application was denied. This information will help me understand any potential issues affecting my creditworthiness and allow me to take appropriate actions to rectify the situation. Moreover, if my denial was simply based on a misunderstanding or an error in judgment, I would greatly appreciate your reconsideration. I truly believe that I possess the necessary qualifications and demonstrate responsible financial behavior to warrant approval for an individual charge account. Should you require any additional documentation or information to reassess my application, please do not hesitate to contact me at your earliest convenience. I am more than willing to provide any necessary paperwork or clarification to support my request for reconsideration. I look forward to your prompt response and sincerely hope that we can reach a favorable resolution to this matter. Furthermore, I value the business relationship I have had with your organization and genuinely believe that an individual charge account will mutually benefit both parties. Thank you for your attention to this letter, and I eagerly await your response. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.