Subject: Denial of Individual Charge Account Request — [Your Name] [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Position] [Company Name] [Address] [City, State, Zip Code] Dear [Recipient's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss my recent application for an individual charge account with your esteemed organization, as per my request on [Date of Application]. I recently moved to Queens, New York, and have been seeking reliable financial services to cater to my personal needs efficiently. Having researched numerous options, I was attracted to your company's excellent reputation and the comprehensive range of financial solutions you provide. However, I received a letter from your office dated [Date of Rejection Letter], notifying me of the denial of my individual charge account application. As a potential esteemed customer, I was disappointed to learn that my application did not meet the necessary criteria for approval. I understand that each financial institution has its specific requirements and risk assessment criteria when considering credit applications. Nevertheless, I believe that my financial history and creditworthiness should qualify me for an individual charge account. Therefore, I kindly request a detailed explanation regarding the reasons behind the denial of my application. To assist in reviewing my situation, I have enclosed copies of my recent credit scores, banking statements, and employment verification documents. I firmly believe that these documents will demonstrate my ability to handle credit responsibly and assure you of my commitment to meeting any financial obligations. Moreover, I would like to request a personal meeting or a call to discuss my application further. This will allow me to provide any additional information required and address any concerns your institution may have had during the evaluation process. I truly appreciate your prompt attention to this matter and look forward to your timely response within [mention a reasonable timeframe, e.g. 14 days]. If I do not receive a satisfactory response, I may be forced to transfer my financial interest to another provider. Thank you for your understanding and cooperation. I remain hopeful that upon reconsideration, you will find my qualifications to be fitting for an individual charge account. Your favorable resolution of this matter would certainly strengthen my trust and faith in your organization's commitment to customer satisfaction. Please feel free to contact me at [Your Phone Number] or [Your Email Address] at your earliest convenience. I eagerly anticipate meeting or speaking with you soon to discuss this matter further. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.