San Diego California Modelo de carta de denegación de cuenta de cargo individual - Sample Letter for Denial of Individual Charge Account

• Category: Letras - No Legales - Crédito
• State: Multi-State
• County: San Diego
• Control #: US-0165LR
• Format: Word

Description

Carta informando a potencial cliente de denegación de cuenta de crédito. Subject: Denial of Individual Charge Account Application [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP Code] Dear [Recipient's Name], I hope this letter finds you well. I am writing regarding my recent application for an individual charge account with your esteemed company. While I appreciate the opportunity to be considered for this account, I regret to inform you that my application has been denied. Upon careful review of my financial records and credit history, I understand the decision to deny my application. However, I must clarify and provide additional information to reinforce my case for reconsideration. Firstly, I want to assure you that my intentions are sincere in seeking an individual charge account. I have been a loyal customer of your company for many years and hold great respect for your products and services. I firmly believe that establishing a charge account will facilitate my continued patronage and allow me to more conveniently enjoy your offerings. In an effort to address the concerns that led to the denial of my application, I would like to offer the following explanations: 1. Credit History: While it is true that my credit history may not meet the exact criteria outlined by your company, I believe it does not entirely reflect my financial capability or trustworthiness. I have consistently maintained a stable and reliable payment record with my other obligations such as mortgage, auto loan, and utility bills. I kindly request you to reconsider my application, taking into account my responsible financial conduct in these matters. 2. Financial Stability: Due to unforeseen circumstances that affected my credit score in the past, I am actively taking steps to rebuild my creditworthiness and attain a more stable financial footing. I have successfully eliminated a significant portion of my outstanding debts, and I have implemented a strict budgeting plan to ensure timely payments and consistent progress toward financial recovery. I fully understand the importance of responsible credit management and the significance of a secure and trusted partnership between a customer and a company. If granted the opportunity, I commit to handling the individual charge account responsibly, ensuring payments are made promptly and in accordance with the terms and conditions detailed within the account agreement. I kindly request your reconsideration of my application for an individual charge account, allowing me to demonstrate my trustworthiness and commitment to responsible credit management. I would be extremely grateful for a chance to discuss this matter further, whether it be through additional documentation or an in-person meeting. Thank you for taking the time to review my appeal. I genuinely value your company, its services, and the potential long-standing relationship we can establish. I eagerly await your positive reconsideration and am open to any additional information or steps the company may require to reassess my eligibility. Please feel free to contact me at your convenience via the provided contact details. I look forward to your earliest response. Thank you for your time and consideration. Sincerely, [Your Name]

Subject: Denial of Individual Charge Account Application [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP Code] Dear [Recipient's Name], I hope this letter finds you well. I am writing regarding my recent application for an individual charge account with your esteemed company. While I appreciate the opportunity to be considered for this account, I regret to inform you that my application has been denied. Upon careful review of my financial records and credit history, I understand the decision to deny my application. However, I must clarify and provide additional information to reinforce my case for reconsideration. Firstly, I want to assure you that my intentions are sincere in seeking an individual charge account. I have been a loyal customer of your company for many years and hold great respect for your products and services. I firmly believe that establishing a charge account will facilitate my continued patronage and allow me to more conveniently enjoy your offerings. In an effort to address the concerns that led to the denial of my application, I would like to offer the following explanations: 1. Credit History: While it is true that my credit history may not meet the exact criteria outlined by your company, I believe it does not entirely reflect my financial capability or trustworthiness. I have consistently maintained a stable and reliable payment record with my other obligations such as mortgage, auto loan, and utility bills. I kindly request you to reconsider my application, taking into account my responsible financial conduct in these matters. 2. Financial Stability: Due to unforeseen circumstances that affected my credit score in the past, I am actively taking steps to rebuild my creditworthiness and attain a more stable financial footing. I have successfully eliminated a significant portion of my outstanding debts, and I have implemented a strict budgeting plan to ensure timely payments and consistent progress toward financial recovery. I fully understand the importance of responsible credit management and the significance of a secure and trusted partnership between a customer and a company. If granted the opportunity, I commit to handling the individual charge account responsibly, ensuring payments are made promptly and in accordance with the terms and conditions detailed within the account agreement. I kindly request your reconsideration of my application for an individual charge account, allowing me to demonstrate my trustworthiness and commitment to responsible credit management. I would be extremely grateful for a chance to discuss this matter further, whether it be through additional documentation or an in-person meeting. Thank you for taking the time to review my appeal. I genuinely value your company, its services, and the potential long-standing relationship we can establish. I eagerly await your positive reconsideration and am open to any additional information or steps the company may require to reassess my eligibility. Please feel free to contact me at your convenience via the provided contact details. I look forward to your earliest response. Thank you for your time and consideration. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.