Los Angeles California Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• County: Los Angeles
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Request for Temporary Reduction of Loan Payment Amount in Los Angeles, California — Urgent Assistance Needed [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Creditor's Name] [Loan Creditor's Address] [City, State, ZIP Code] Dear [Loan Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to request your urgent assistance regarding my existing loan with [Loan Creditor's Company]. As a resident of Los Angeles, California, I am facing unforeseen financial challenges due to the current economic climate caused by the COVID-19 pandemic. I have been diligently repaying my loan installments, but I am experiencing a temporary setback in managing my finances due to a layoff/job loss/reduced work hours [choose one that applies] that has significantly impacted my income stability. Given the situation, I am kindly requesting a temporary reduction in my loan payment amount for a period of [state the desired duration]. I am committed to fulfilling my financial responsibilities and value my relationship with [Loan Creditor's Company]. However, I genuinely require immediate financial relief to navigate through this difficult time successfully. A temporary reduction in monthly payments would greatly alleviate my financial burden and enable me to meet my basic living expenses while I actively seek new employment opportunities. I have meticulously reviewed my budget and financial obligations and believe that a temporary reduction in my loan payment amount of [state the proposed new payment amount or desired percentage reduction] would be a realistic and reasonable adjustment during this challenging period. This temporary arrangement will significantly aid me in avoiding default or delinquency on my loan. I kindly request your prompt consideration of my circumstances. I am ready to provide any necessary documentation, such as my pay stubs, termination letter, or any other proof of income reduction, to support my request. Furthermore, if there are any additional forms or paperwork required to process this request, please inform me, and I will gladly provide them promptly. I strongly believe that with your support and understanding, I will be able to navigate through this temporary hardship and return to regular loan payments as soon as my financial stability is restored. I am committed to maintaining open and transparent communication throughout this process, should you require any further information or clarification. In closing, I would like to express my sincere gratitude for your attention to this matter. Your favorable response to my request would not only provide much-needed financial relief but also reinforce the trust and loyalty I have for [Loan Creditor's Company]. Please consider this request with utmost urgency, given the gravity of the situation. I look forward to hearing from you soon to discuss the possibility of a temporary reduction in my loan payment amount. Thank you for your understanding and support during this challenging period. Yours sincerely, [Your Name]

Subject: Request for Temporary Reduction of Loan Payment Amount in Los Angeles, California — Urgent Assistance Needed [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Creditor's Name] [Loan Creditor's Address] [City, State, ZIP Code] Dear [Loan Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to request your urgent assistance regarding my existing loan with [Loan Creditor's Company]. As a resident of Los Angeles, California, I am facing unforeseen financial challenges due to the current economic climate caused by the COVID-19 pandemic. I have been diligently repaying my loan installments, but I am experiencing a temporary setback in managing my finances due to a layoff/job loss/reduced work hours [choose one that applies] that has significantly impacted my income stability. Given the situation, I am kindly requesting a temporary reduction in my loan payment amount for a period of [state the desired duration]. I am committed to fulfilling my financial responsibilities and value my relationship with [Loan Creditor's Company]. However, I genuinely require immediate financial relief to navigate through this difficult time successfully. A temporary reduction in monthly payments would greatly alleviate my financial burden and enable me to meet my basic living expenses while I actively seek new employment opportunities. I have meticulously reviewed my budget and financial obligations and believe that a temporary reduction in my loan payment amount of [state the proposed new payment amount or desired percentage reduction] would be a realistic and reasonable adjustment during this challenging period. This temporary arrangement will significantly aid me in avoiding default or delinquency on my loan. I kindly request your prompt consideration of my circumstances. I am ready to provide any necessary documentation, such as my pay stubs, termination letter, or any other proof of income reduction, to support my request. Furthermore, if there are any additional forms or paperwork required to process this request, please inform me, and I will gladly provide them promptly. I strongly believe that with your support and understanding, I will be able to navigate through this temporary hardship and return to regular loan payments as soon as my financial stability is restored. I am committed to maintaining open and transparent communication throughout this process, should you require any further information or clarification. In closing, I would like to express my sincere gratitude for your attention to this matter. Your favorable response to my request would not only provide much-needed financial relief but also reinforce the trust and loyalty I have for [Loan Creditor's Company]. Please consider this request with utmost urgency, given the gravity of the situation. I look forward to hearing from you soon to discuss the possibility of a temporary reduction in my loan payment amount. Thank you for your understanding and support during this challenging period. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.