Nassau New York Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• County: Nassau
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Request for Temporary Reduction of Loan Payment Amount — Nassau, New York Dear [Creditor's Name], I am writing to you as a borrower residing in Nassau, New York, and I am facing temporary financial difficulties due to unforeseen circumstances [mention the specific reason, such as job loss, medical issues, etc.]. I have been a loyal customer of your institution and have always made timely payments on my loan until now. However, considering my current financial situation, I kindly request your support in granting me a temporary reduction in the monthly payment amount for a specified period. During this challenging time, I believe that a reduced payment plan would greatly alleviate my financial strain while ensuring that I can continue meeting my financial obligations responsibly. This temporary reduction would provide me with some breathing room to recover and get back on track without incurring additional debt or falling behind on other essential expenses. I understand that any reduction in monthly repayment will inevitably extend my loan term, and I am prepared to accept this as a consequence. It is important to note that this request is for a temporary relief and that I remain committed to repaying the full amount of the loan as agreed upon in the original contract. To provide you with a better understanding of my situation, I have enclosed relevant financial documents, including pay stubs, bank statements, and any supporting documentation of my current circumstances if available. I hope this information will assist in assessing my request and enable us to come to a mutually beneficial solution. I kindly ask for your prompt attention to this matter and, if possible, a written confirmation of the temporary reduction agreement. Furthermore, I am committed to maintaining open communication and updating you on any changes in my financial situation, as well as a potential improvement in my ability to resume the regular payment schedule earlier than initially anticipated. Thank you for considering my request during this challenging time. You're understanding, flexibility, and support will be instrumental in helping me overcome these temporary financial hardships. If you have any questions or require further information, please do not hesitate to contact me at [your contact information]. I look forward to your positive response and working together to find a suitable solution. Yours faithfully, [Your Name] [Your Loan Account Number] [Date]

Subject: Request for Temporary Reduction of Loan Payment Amount — Nassau, New York Dear [Creditor's Name], I am writing to you as a borrower residing in Nassau, New York, and I am facing temporary financial difficulties due to unforeseen circumstances [mention the specific reason, such as job loss, medical issues, etc.]. I have been a loyal customer of your institution and have always made timely payments on my loan until now. However, considering my current financial situation, I kindly request your support in granting me a temporary reduction in the monthly payment amount for a specified period. During this challenging time, I believe that a reduced payment plan would greatly alleviate my financial strain while ensuring that I can continue meeting my financial obligations responsibly. This temporary reduction would provide me with some breathing room to recover and get back on track without incurring additional debt or falling behind on other essential expenses. I understand that any reduction in monthly repayment will inevitably extend my loan term, and I am prepared to accept this as a consequence. It is important to note that this request is for a temporary relief and that I remain committed to repaying the full amount of the loan as agreed upon in the original contract. To provide you with a better understanding of my situation, I have enclosed relevant financial documents, including pay stubs, bank statements, and any supporting documentation of my current circumstances if available. I hope this information will assist in assessing my request and enable us to come to a mutually beneficial solution. I kindly ask for your prompt attention to this matter and, if possible, a written confirmation of the temporary reduction agreement. Furthermore, I am committed to maintaining open communication and updating you on any changes in my financial situation, as well as a potential improvement in my ability to resume the regular payment schedule earlier than initially anticipated. Thank you for considering my request during this challenging time. You're understanding, flexibility, and support will be instrumental in helping me overcome these temporary financial hardships. If you have any questions or require further information, please do not hesitate to contact me at [your contact information]. I look forward to your positive response and working together to find a suitable solution. Yours faithfully, [Your Name] [Your Loan Account Number] [Date]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.