Palm Beach Florida Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• County: Palm Beach
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Dear [Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to you as a responsible borrower with the utmost respect and trust in our ongoing business relationship. It is with a heavy heart that I bring to your attention my current financial hardship. Due to unforeseen circumstances [mention the specific reason for financial difficulties, such as medical expenses, job loss, or reduced income], I find myself unable to meet my monthly loan payment obligations in the same manner as before. However, I am committed to fulfilling my loan obligations and seek your understanding and assistance during this challenging time. As a resident of Palm Beach, Florida, I take pride in making timely payments and maintaining a good credit record. However, my current financial situation has made it nearly impossible for me to meet the original payment amount. It is crucial for me to address this issue promptly to keep my financial standing intact. Considering my genuine intention to honor my obligations, I kindly request your understanding and cooperation in temporarily reducing the loan payment amount for a short period of [mention the duration; e.g., three to six months]. This temporary reduction would greatly alleviate my financial burden and enable me to meet other essential expenses. I assure you that this request is temporary, and I am committed to resuming regular payments as soon as my financial situation improves. To provide further reassurance, I have carefully assessed my budget and drafted a repayment plan that I believe is realistic given my current circumstances. Enclosed with this letter, you will find the proposed revised payment plan, along with all relevant financial documents to support my claims. I value our business relationship and understand the importance of maintaining good communication throughout this process. I would be grateful if you could review my request promptly and provide a written response outlining your decision and any necessary steps or documentation required from my end. Additionally, I kindly ask you to inform me of any changes to the terms and conditions of my loan resulting from this temporary reduction, if approved. I cannot emphasize enough my sincere intention to fulfill my financial obligations. I greatly appreciate your time and attention to this matter and look forward to a swift resolution that benefits both parties involved. Thank you for your understanding, and I eagerly await your favorable response. Yours faithfully, [Your Name] [Your Contact Information]

Dear [Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to you as a responsible borrower with the utmost respect and trust in our ongoing business relationship. It is with a heavy heart that I bring to your attention my current financial hardship. Due to unforeseen circumstances [mention the specific reason for financial difficulties, such as medical expenses, job loss, or reduced income], I find myself unable to meet my monthly loan payment obligations in the same manner as before. However, I am committed to fulfilling my loan obligations and seek your understanding and assistance during this challenging time. As a resident of Palm Beach, Florida, I take pride in making timely payments and maintaining a good credit record. However, my current financial situation has made it nearly impossible for me to meet the original payment amount. It is crucial for me to address this issue promptly to keep my financial standing intact. Considering my genuine intention to honor my obligations, I kindly request your understanding and cooperation in temporarily reducing the loan payment amount for a short period of [mention the duration; e.g., three to six months]. This temporary reduction would greatly alleviate my financial burden and enable me to meet other essential expenses. I assure you that this request is temporary, and I am committed to resuming regular payments as soon as my financial situation improves. To provide further reassurance, I have carefully assessed my budget and drafted a repayment plan that I believe is realistic given my current circumstances. Enclosed with this letter, you will find the proposed revised payment plan, along with all relevant financial documents to support my claims. I value our business relationship and understand the importance of maintaining good communication throughout this process. I would be grateful if you could review my request promptly and provide a written response outlining your decision and any necessary steps or documentation required from my end. Additionally, I kindly ask you to inform me of any changes to the terms and conditions of my loan resulting from this temporary reduction, if approved. I cannot emphasize enough my sincere intention to fulfill my financial obligations. I greatly appreciate your time and attention to this matter and look forward to a swift resolution that benefits both parties involved. Thank you for your understanding, and I eagerly await your favorable response. Yours faithfully, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.