Phoenix Arizona Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• City: Phoenix
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Request for Temporary Reduction of Loan Payment Amount Dear [Creditor's Name], I hope this letter finds you well. I am writing to discuss the possibility of temporarily reducing the payment amount for my loan in light of the challenging circumstances I am currently facing. I am hoping for your understanding and cooperation during this unprecedented time. First and foremost, I want to express my gratitude for your assistance in acquiring the loan that has helped me meet my financial goals. However, due to [briefly explain the reason for the hardship, such as job loss, medical expenses, or a global economic downturn], I am currently experiencing significant financial difficulty. As a responsible borrower, I genuinely desire to fulfill my financial obligations, but the current situation proves to be overwhelming. As a resident of Phoenix, Arizona, I understand that the state is known for its diverse economic landscape, which has been impacted by the recent events. Unfortunately, my income has been drastically affected, making it impossible for me to make full loan payments at the moment. I am committed to resolving my financial situation as soon as possible and regaining stability. In order to do so, I kindly request your support in temporarily reducing the monthly payment amount for my loan. By reducing the payment burden, it would significantly alleviate my financial distress and enable me to meet other essential expenses while seeking new employment opportunities. I understand that renegotiating the loan terms is a complex matter, and I am ready to cooperate fully. I am open to any suggestions or alternative arrangements that you may propose. This may include deferring the payment for a designated period, extending the loan term, or temporarily reducing the interest rate until my financial situation improves. I want to assure you that this request for temporary reduction is not a long-term solution but an interim measure to overcome the current hardship. I am willing to provide any necessary documentation or evidence to support my request and demonstrate my commitment to resolving this matter promptly. Furthermore, I hope you can appreciate the gravity of my situation, and I sincerely ask for your understanding and cooperation during these challenging times. Your empathetic consideration of my request would provide immense relief and enable me to focus on restoring financial stability. I kindly request you to respond to this letter at your earliest convenience. It is my intent to find a mutually beneficial solution that will allow me to continue meeting my obligations while navigating this difficult period. Please provide me with any necessary forms or paperwork involved in initiating the temporary reduction process. Thank you for your time, attention, and understanding. I trust in your professionalism and compassion in handling my request. Yours sincerely, [Your Name] [Your Contact Information]

Subject: Request for Temporary Reduction of Loan Payment Amount Dear [Creditor's Name], I hope this letter finds you well. I am writing to discuss the possibility of temporarily reducing the payment amount for my loan in light of the challenging circumstances I am currently facing. I am hoping for your understanding and cooperation during this unprecedented time. First and foremost, I want to express my gratitude for your assistance in acquiring the loan that has helped me meet my financial goals. However, due to [briefly explain the reason for the hardship, such as job loss, medical expenses, or a global economic downturn], I am currently experiencing significant financial difficulty. As a responsible borrower, I genuinely desire to fulfill my financial obligations, but the current situation proves to be overwhelming. As a resident of Phoenix, Arizona, I understand that the state is known for its diverse economic landscape, which has been impacted by the recent events. Unfortunately, my income has been drastically affected, making it impossible for me to make full loan payments at the moment. I am committed to resolving my financial situation as soon as possible and regaining stability. In order to do so, I kindly request your support in temporarily reducing the monthly payment amount for my loan. By reducing the payment burden, it would significantly alleviate my financial distress and enable me to meet other essential expenses while seeking new employment opportunities. I understand that renegotiating the loan terms is a complex matter, and I am ready to cooperate fully. I am open to any suggestions or alternative arrangements that you may propose. This may include deferring the payment for a designated period, extending the loan term, or temporarily reducing the interest rate until my financial situation improves. I want to assure you that this request for temporary reduction is not a long-term solution but an interim measure to overcome the current hardship. I am willing to provide any necessary documentation or evidence to support my request and demonstrate my commitment to resolving this matter promptly. Furthermore, I hope you can appreciate the gravity of my situation, and I sincerely ask for your understanding and cooperation during these challenging times. Your empathetic consideration of my request would provide immense relief and enable me to focus on restoring financial stability. I kindly request you to respond to this letter at your earliest convenience. It is my intent to find a mutually beneficial solution that will allow me to continue meeting my obligations while navigating this difficult period. Please provide me with any necessary forms or paperwork involved in initiating the temporary reduction process. Thank you for your time, attention, and understanding. I trust in your professionalism and compassion in handling my request. Yours sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.