San Diego California Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• County: San Diego
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Subject: Request to Creditor for Temporary Reduction of Loan Payment Amount — Seeking Financial Support during Challenging Times [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Creditor's Name] [Company Name] [Address] [City, State, ZIP] Dear [Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss my current financial situation and humbly request your understanding and assistance during this challenging time. I have been a loyal customer of [Creditor's Name] for [mention number of years or months] and have always strived to meet my loan repayment obligations diligently. However, due to unforeseen circumstances, such as [provide a brief explanation of the challenges — job loss, reduced working hours, medical expenses, etc.], I find myself facing temporary financial distress. As a resident of San Diego, California, I fully comprehend the importance of responsible financial management. I have always endeavored to maintain a good credit history and fulfill my obligations promptly. However, circumstances beyond my control have temporarily hindered my ability to meet the current monthly payment. Having evaluated my financial situation diligently, I earnestly believe that a temporary reduction in my loan payment amount would greatly alleviate the burden I am currently facing. Hence, I kindly request your consideration in reducing my monthly payment for a temporary period of [specify duration, e.g., six months]. This reduction would allow me to navigate through these difficult times while ensuring my commitment to repaying the loan in full once stability is restored. I understand that the requested reduction would prolong the loan repayment period and potentially accrue additional interest. However, being determined to honor my financial obligations and maintain my relationship with [Creditor's Name], I am willing to accept any terms necessary to reach an agreement that benefits both parties involved. To support my request, I have attached relevant documentation, including bank statements, proof of current income, and any supporting materials, demonstrating the challenges I am currently facing. I also pledge my commitment to promptly inform you of any significant changes in my financial situation. I sincerely hope you will empathize with my situation and comprehend the unprecedented circumstances that led me to approach you for temporary assistance. Please understand that this request is not intended to evade or disregard my financial responsibilities but rather to seek temporary relief while I regain my financial stability. Should you require any additional information or need to discuss this matter further, I can be reached at the contact information provided above. I am open to negotiating the terms that you find most appropriate for both parties. I am genuinely grateful for your consideration, understanding, and support during these difficult times. Your temporary reduction of my loan payment amount would not only provide immense relief, but it would also reinforce my belief in the trust and faith I have placed in [Creditor's Name]. Thank you for your time, attention, and assistance. I look forward to a positive response from you soon. Yours sincerely, [Your Name]

Subject: Request to Creditor for Temporary Reduction of Loan Payment Amount — Seeking Financial Support during Challenging Times [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Creditor's Name] [Company Name] [Address] [City, State, ZIP] Dear [Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss my current financial situation and humbly request your understanding and assistance during this challenging time. I have been a loyal customer of [Creditor's Name] for [mention number of years or months] and have always strived to meet my loan repayment obligations diligently. However, due to unforeseen circumstances, such as [provide a brief explanation of the challenges — job loss, reduced working hours, medical expenses, etc.], I find myself facing temporary financial distress. As a resident of San Diego, California, I fully comprehend the importance of responsible financial management. I have always endeavored to maintain a good credit history and fulfill my obligations promptly. However, circumstances beyond my control have temporarily hindered my ability to meet the current monthly payment. Having evaluated my financial situation diligently, I earnestly believe that a temporary reduction in my loan payment amount would greatly alleviate the burden I am currently facing. Hence, I kindly request your consideration in reducing my monthly payment for a temporary period of [specify duration, e.g., six months]. This reduction would allow me to navigate through these difficult times while ensuring my commitment to repaying the loan in full once stability is restored. I understand that the requested reduction would prolong the loan repayment period and potentially accrue additional interest. However, being determined to honor my financial obligations and maintain my relationship with [Creditor's Name], I am willing to accept any terms necessary to reach an agreement that benefits both parties involved. To support my request, I have attached relevant documentation, including bank statements, proof of current income, and any supporting materials, demonstrating the challenges I am currently facing. I also pledge my commitment to promptly inform you of any significant changes in my financial situation. I sincerely hope you will empathize with my situation and comprehend the unprecedented circumstances that led me to approach you for temporary assistance. Please understand that this request is not intended to evade or disregard my financial responsibilities but rather to seek temporary relief while I regain my financial stability. Should you require any additional information or need to discuss this matter further, I can be reached at the contact information provided above. I am open to negotiating the terms that you find most appropriate for both parties. I am genuinely grateful for your consideration, understanding, and support during these difficult times. Your temporary reduction of my loan payment amount would not only provide immense relief, but it would also reinforce my belief in the trust and faith I have placed in [Creditor's Name]. Thank you for your time, attention, and assistance. I look forward to a positive response from you soon. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.