Santa Clara California Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• County: Santa Clara
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo. Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount in Santa Clara, California Dear [Creditor's Name], I am writing to you in regard to the loan I have with your institution. I have been facing financial difficulties due to the ongoing COVID-19 pandemic, which has significantly impacted my ability to fulfill my financial obligations. As a result, I kindly request a temporary reduction of my loan payment amount. Living in Santa Clara, California, has presented its own set of challenges during this unprecedented time. Many businesses have closed, resulting in decreased income for individuals and families across the region. I am among those who have experienced a significant decrease in income, making it increasingly difficult to meet my financial responsibilities, including timely loan repayments. I understand that as a creditor, your primary concern is to ensure the timely recovery of the loaned amount. However, given the current circumstances, I kindly request your understanding and cooperation in providing me with temporary relief by reducing my monthly payment amount for a specific period. I believe that reducing the loan payment amount temporarily would alleviate some of the financial burdens I am facing. It would allow me to allocate funds towards essential expenses, such as housing, utilities, and healthcare, which have become increasingly crucial during this uncertain time. I would like to propose a temporary reduction in my loan payment amount to an affordable and manageable level for a period of [number of months]. This adjustment would enable me to remain compliant with my financial obligations while navigating through these challenging times. I fully understand that this request may result in an extension of the loan term or an increase in the overall interest amount paid. However, I am committed to fulfilling my obligations and ensuring that the loan is repaid in its entirety, even if it requires additional interest payments over time. I kindly request your prompt attention and consideration regarding this matter. I am hopeful that you will understand the gravity of the situation and provide the necessary assistance to help me navigate through these challenging times. Furthermore, I appreciate your time and understanding. Please let me know if there is any additional information or documentation I can provide to support this request. I look forward to your favorable response and working together to find a solution that benefits both parties. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Contact Number] [Email Address]

Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount in Santa Clara, California Dear [Creditor's Name], I am writing to you in regard to the loan I have with your institution. I have been facing financial difficulties due to the ongoing COVID-19 pandemic, which has significantly impacted my ability to fulfill my financial obligations. As a result, I kindly request a temporary reduction of my loan payment amount. Living in Santa Clara, California, has presented its own set of challenges during this unprecedented time. Many businesses have closed, resulting in decreased income for individuals and families across the region. I am among those who have experienced a significant decrease in income, making it increasingly difficult to meet my financial responsibilities, including timely loan repayments. I understand that as a creditor, your primary concern is to ensure the timely recovery of the loaned amount. However, given the current circumstances, I kindly request your understanding and cooperation in providing me with temporary relief by reducing my monthly payment amount for a specific period. I believe that reducing the loan payment amount temporarily would alleviate some of the financial burdens I am facing. It would allow me to allocate funds towards essential expenses, such as housing, utilities, and healthcare, which have become increasingly crucial during this uncertain time. I would like to propose a temporary reduction in my loan payment amount to an affordable and manageable level for a period of [number of months]. This adjustment would enable me to remain compliant with my financial obligations while navigating through these challenging times. I fully understand that this request may result in an extension of the loan term or an increase in the overall interest amount paid. However, I am committed to fulfilling my obligations and ensuring that the loan is repaid in its entirety, even if it requires additional interest payments over time. I kindly request your prompt attention and consideration regarding this matter. I am hopeful that you will understand the gravity of the situation and provide the necessary assistance to help me navigate through these challenging times. Furthermore, I appreciate your time and understanding. Please let me know if there is any additional information or documentation I can provide to support this request. I look forward to your favorable response and working together to find a solution that benefits both parties. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Contact Number] [Email Address]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.