Wake North Carolina Modelo de carta de solicitud al acreedor para la reducción temporal del monto del pago del préstamo - Sample Letter for Request to Creditor for Temporary Reduction of Loan Payment Amount

• Category: Cartas - Préstamos y préstamos - Reducciones de pago
• State: Multi-State
• County: Wake
• Control #: US-0277LR
• Format: Word

Description

Carta del deudor al acreedor solicitando una reducción temporal del monto del pago de un préstamo.

Subject: Request for Temporary Reduction of Loan Payment Amount — Urgent Assistance Needed [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Creditor's Name] [Creditor's Address] [City, State, Zip Code] Dear [Creditor's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss an urgent matter regarding my existing loan with your esteemed institution. I am a resident of Wake, North Carolina, and I am facing financial hardship due to unforeseen circumstances. This has led to significant difficulty in meeting my financial obligations, particularly in making my regular loan payments. I have always been a responsible borrower and have diligently made timely loan payments. However, a recent unexpected income loss, coupled with exceptional medical expenses, has impeded my ability to maintain the agreed-upon payment amount. As a result, I kindly request your understanding and assistance in temporarily reducing my loan payment amount until my financial situation improves. This temporary reduction in loan payment amount will immensely help me in weathering this troubled financial period while allowing me to continue fulfilling my obligations. My intention is to resume making full payments as soon as my financial situation stabilizes. In order to provide a clearer picture of my current financial position, I have enclosed the relevant documents, including recent bank statements, medical bills, and proof of income loss. These documents attest to the genuine hardship I am facing and demonstrate my sincere commitment to resolving this situation in a mutually beneficial manner. I understand the importance of honoring my financial responsibilities and assure you that this request is not made out of any intention to default on my loan obligations. I am dedicated to resolving this matter within the bounds of our agreement and appreciate your willingness to consider temporary relief during this difficult period. Furthermore, I kindly request you to review my situation empathetically, taking into account my previously flawless payment history, and consider offering a temporary reduction of the loan payment amount. Furthermore, I understand this arrangement would be subject to certain terms and conditions, and I am open to discussing any modifications you deem necessary. To address any concerns or queries, please feel free to contact me via the provided contact details. I am willing to cooperate fully to reach a mutually agreeable solution that protects both our interests. Thank you for your attention to this matter, and I sincerely hope for your prompt and compassionate consideration of my request. I believe that by working together, we can find a viable solution that will ultimately benefit both parties. Yours faithfully, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.