Kings New York Declaración jurada de impedimento hipotecario - Estoppel Affidavit of Mortgagor

• Category: Declaraciones Juradas - Bienes Raíces
• State: Multi-State
• County: Kings
• Control #: US-02970BG
• Format: Word

Description

Estoppel is a legal doctrine that prevents a person from adopting a position, action, or attitude, asserting a fact or a right, or prevents one from denying a fact inconsistent with an earlier position if it would result in an injury to someone else. An Estoppel Affidavit of Mortgagor sets out the current status of the mortgage. A Kings New York Estoppel Affidavit of Mortgagor is a legal document used in the state of New York to verify the outstanding balance of a mortgage and provide other relevant information about the mortgage and property. This document is usually required in real estate transactions, such as when refinancing or selling a property. The purpose of the Kings New York Estoppel Affidavit of Mortgagor is to ensure that all parties involved are aware of the current status and terms of the mortgage. Some common types of Kings New York Estoppel Affidavit of Mortgagor include: 1. Residential Estoppel Affidavit: This type of affidavit is used in residential real estate transactions where the property being mortgaged is a single-family home, townhouse, condominium, or any other residential property. 2. Commercial Estoppel Affidavit: This variant is used in commercial real estate transactions, involving properties such as office buildings, retail spaces, industrial facilities, or any other commercial property. 3. Cooperative Estoppel Affidavit: Cooperative housing corporations often require a specific form of Kings New York Estoppel Affidavit for their transactions. This type of affidavit is used when the property being mortgaged is a cooperative apartment, where ownership is divided into shares rather than individually owned units. The Kings New York Estoppel Affidavit of Mortgagor typically includes the following information: 1. Identification details: The name, address, and contact information of the mortgagor (the borrower) and mortgagee (the lender). 2. Property information: The legal description of the property being mortgaged, including the property address, lot number, and any other relevant details to accurately identify the property. 3. Mortgage details: This section includes information about the current mortgage, such as the loan amount, interest rate, term, and the date the mortgage was executed. 4. Payment history: The affidavit will detail the payment history of the mortgage, including the total amount paid, the outstanding balance, and any missed or late payments. 5. Liens or encumbrances: Any other liens or encumbrances on the property, such as tax liens or judgments, will be disclosed in this section. 6. Assurances and disclosures: The mortgagor will affirm that the information provided in the affidavit is accurate and complete to the best of their knowledge. They may also be required to disclose any pending litigation or disputes related to the property or mortgage. It is important to note that the specific requirements and format of a Kings New York Estoppel Affidavit of Mortgagor may vary depending on the particular real estate transaction and the lender's preferences. Therefore, it is essential to consult with legal professionals or real estate experts to ensure compliance with local laws and regulations.

A Kings New York Estoppel Affidavit of Mortgagor is a legal document used in the state of New York to verify the outstanding balance of a mortgage and provide other relevant information about the mortgage and property. This document is usually required in real estate transactions, such as when refinancing or selling a property. The purpose of the Kings New York Estoppel Affidavit of Mortgagor is to ensure that all parties involved are aware of the current status and terms of the mortgage. Some common types of Kings New York Estoppel Affidavit of Mortgagor include: 1. Residential Estoppel Affidavit: This type of affidavit is used in residential real estate transactions where the property being mortgaged is a single-family home, townhouse, condominium, or any other residential property. 2. Commercial Estoppel Affidavit: This variant is used in commercial real estate transactions, involving properties such as office buildings, retail spaces, industrial facilities, or any other commercial property. 3. Cooperative Estoppel Affidavit: Cooperative housing corporations often require a specific form of Kings New York Estoppel Affidavit for their transactions. This type of affidavit is used when the property being mortgaged is a cooperative apartment, where ownership is divided into shares rather than individually owned units. The Kings New York Estoppel Affidavit of Mortgagor typically includes the following information: 1. Identification details: The name, address, and contact information of the mortgagor (the borrower) and mortgagee (the lender). 2. Property information: The legal description of the property being mortgaged, including the property address, lot number, and any other relevant details to accurately identify the property. 3. Mortgage details: This section includes information about the current mortgage, such as the loan amount, interest rate, term, and the date the mortgage was executed. 4. Payment history: The affidavit will detail the payment history of the mortgage, including the total amount paid, the outstanding balance, and any missed or late payments. 5. Liens or encumbrances: Any other liens or encumbrances on the property, such as tax liens or judgments, will be disclosed in this section. 6. Assurances and disclosures: The mortgagor will affirm that the information provided in the affidavit is accurate and complete to the best of their knowledge. They may also be required to disclose any pending litigation or disputes related to the property or mortgage. It is important to note that the specific requirements and format of a Kings New York Estoppel Affidavit of Mortgagor may vary depending on the particular real estate transaction and the lender's preferences. Therefore, it is essential to consult with legal professionals or real estate experts to ensure compliance with local laws and regulations.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.