Bronx New York Ejemplo de carta para correcciones al informe de crédito - Sample Letter for Corrections to Credit Report

• Category: Letras - No Legales - Crédito
• State: Multi-State
• County: Bronx
• Control #: US-0309LR
• Format: Word

Description

Carta con reporte de crédito que contiene correcciones. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Corrections to Credit Report Dear Sir/Madam, I hope this letter finds you well. I am writing regarding my credit report, which contains inaccurate information that requires immediate correction. I would like to bring to your attention the discrepancies I have identified and request that you rectify these errors promptly. Firstly, I have noticed an error in my personal information. My full name is [Full Name], not [Incorrect Name] as stated in my credit report. My correct date of birth is [Correct Date of Birth], and my current address is [Current Address]. Enclosed with this letter are copies of my driver's license and a utility bill as proof of my correct name and address. Furthermore, I have noticed several inaccuracies in my credit history. The following items require correction: 1. [Incorrect Account Information]: Account [Account Number] with [Creditor Name] shows as open and past due. However, this account was closed on [Correct Closure Date] with a zero balance. I request that you update the account status accordingly. 2. [Inaccurate Payment History]: Account [Account Number] with [Creditor Name] incorrectly reflects missed payments in July and August 2021. I have copies of bank statements that prove timely payments were made during those months. I kindly ask you to adjust the payment history to reflect the accurate information. 3. [Identity Theft Incident]: I have reason to believe that my identity has been compromised, as reflected by the unauthorized account under my name. Account [Account Number] with [Creditor Name] is not mine, and I suspect it to be a result of identity theft. I request that you remove this account from my credit report immediately and initiate an investigation into the fraudulent activity. In compliance with the Fair Credit Reporting Act, I kindly request that you investigate these errors promptly and respond within 30 days of receipt of this letter. I also request that you provide a written confirmation of the actions taken to correct the inaccuracies in my credit report. Additionally, I would like to request a copy of my updated credit report once the corrections are made, free of charge, as per my rights under the Fair Credit Reporting Act. Please find attached copies of supporting documents, including the credit report with marked inaccuracies, identification proofs, and any other necessary documentation. I appreciate your attention to this matter and your cooperation in resolving these errors as soon as possible. Thank you for your prompt assistance in rectifying my credit report and ensuring its accuracy. I look forward to a positive resolution. Yours faithfully, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Corrections to Credit Report Dear Sir/Madam, I hope this letter finds you well. I am writing regarding my credit report, which contains inaccurate information that requires immediate correction. I would like to bring to your attention the discrepancies I have identified and request that you rectify these errors promptly. Firstly, I have noticed an error in my personal information. My full name is [Full Name], not [Incorrect Name] as stated in my credit report. My correct date of birth is [Correct Date of Birth], and my current address is [Current Address]. Enclosed with this letter are copies of my driver's license and a utility bill as proof of my correct name and address. Furthermore, I have noticed several inaccuracies in my credit history. The following items require correction: 1. [Incorrect Account Information]: Account [Account Number] with [Creditor Name] shows as open and past due. However, this account was closed on [Correct Closure Date] with a zero balance. I request that you update the account status accordingly. 2. [Inaccurate Payment History]: Account [Account Number] with [Creditor Name] incorrectly reflects missed payments in July and August 2021. I have copies of bank statements that prove timely payments were made during those months. I kindly ask you to adjust the payment history to reflect the accurate information. 3. [Identity Theft Incident]: I have reason to believe that my identity has been compromised, as reflected by the unauthorized account under my name. Account [Account Number] with [Creditor Name] is not mine, and I suspect it to be a result of identity theft. I request that you remove this account from my credit report immediately and initiate an investigation into the fraudulent activity. In compliance with the Fair Credit Reporting Act, I kindly request that you investigate these errors promptly and respond within 30 days of receipt of this letter. I also request that you provide a written confirmation of the actions taken to correct the inaccuracies in my credit report. Additionally, I would like to request a copy of my updated credit report once the corrections are made, free of charge, as per my rights under the Fair Credit Reporting Act. Please find attached copies of supporting documents, including the credit report with marked inaccuracies, identification proofs, and any other necessary documentation. I appreciate your attention to this matter and your cooperation in resolving these errors as soon as possible. Thank you for your prompt assistance in rectifying my credit report and ensuring its accuracy. I look forward to a positive resolution. Yours faithfully, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.